Bank of Commerce (PHS:BNCOM) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


PHS:BNCOM Bank of Commerce PHS:BNCOM
65 GF Score
Price ₱11.20
GF Value ₱9.24
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Bank of Commerce Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Bank of Commerce's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

PHS:BNCOM vs JPM, BAC, WFC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Diversified subindustry, Bank of Commerce's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Commerce Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Commerce's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bank of Commerce's Margin of Safety % (DCF FCF Based) falls into.


PHS:BNCOM
65GF Score
Bank of Commerce PHS:BNCOM
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of Commerce (PHS:BNCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Commerce stock appears to be overvalued. The current stock price of ₱11.20 is trading 21.2% above its estimated GF Value™ of ₱9.24. GuruFocus considers Bank of Commerce to be Modestly Overvalued.

Key valuation signals for PHS:BNCOM:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₱9.24 vs. price of ₱11.20 (21.2% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the PHS:BNCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Commerce Business Description

Address 7 St. Francis Street, San Miguel Properties Centre, P.O. Box 002, Mandaluyong, PHL, 1550
Bank of Commerce is a universal bank focused on helping its clients, communities, and conglomerate partners by delivering financial services. It provides banking solutions and a complete products and services in deposit, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, trust, and investments. Its segments include Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others, with the majority of the revenue deriving from Corporate Banking Group, which principally handles loans and other credit facilities for corporate, institutional, and middle market clients.
65GF Score

Get the complete analysis for PHS:BNCOM

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱11.20
Price
₱9.24
GF Value