Bank of Commerce (PHS:BNCOM) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:BNCOM Bank of Commerce PHS:BNCOM
69 GF Score
Price ₱10.48
GF Value ₱9.32
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Bank of Commerce ROC (Joel Greenblatt) %?

Bank of Commerce PHS:BNCOM -0.19% 69 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates PHS:BNCOM with a GF Score™ of 69/100 and a GF Value™ of ₱9.32 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 46 Banks companies, Bank of Commerce ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

PHS:BNCOM
69GF Score
Bank of Commerce PHS:BNCOM
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Bank of Commerce (PHS:BNCOM) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bank of Commerce and its competitors. According to the industry distribution chart, Bank of Commerce ranks #999999 out of 46 companies in the Banks industry.
Is Bank of Commerce's ROC (Joel Greenblatt) % too high?
Bank of Commerce's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Bank of Commerce ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Commerce has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Commerce's ROC (Joel Greenblatt) % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Commerce ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Bank of Commerce in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bank of Commerce and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Commerce's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Commerce stock overvalued right now?
Based on GuruFocus' analysis, Bank of Commerce (PHS:BNCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱9.32, compared to a current price of ₱10.48 — trading 12.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Bank of Commerce's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Bank of Commerce (PHS:BNCOM), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Commerce (PHS:BNCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Commerce stock appears to be overvalued. The current stock price of ₱10.48 is trading 12.4% above its estimated GF Value™ of ₱9.32. GuruFocus considers Bank of Commerce to be Modestly Overvalued.

Key valuation signals for PHS:BNCOM:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₱9.32 vs. price of ₱10.48 (12.4% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the PHS:BNCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Commerce Business Description

Address 7 St. Francis Street, San Miguel Properties Centre, P.O. Box 002, Mandaluyong, PHL, 1550
Bank of Commerce is a universal bank focused on helping its clients, communities, and conglomerate partners by delivering financial services. It provides banking solutions and a complete products and services in deposit, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, trust, and investments. Its segments include Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others, with the majority of the revenue deriving from Corporate Banking Group, which principally handles loans and other credit facilities for corporate, institutional, and middle market clients.
69GF Score

Get the complete analysis for PHS:BNCOM

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱10.48
Price
₱9.32
GF Value