Bank of Commerce (PHS:BNCOM) Tax Provision: ₱-1,350 Mil (TTM As of Mar. 2026)

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PHS:BNCOM Bank of Commerce PHS:BNCOM
70 GF Score
Price ₱10.58
GF Value ₱9.34
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Bank of Commerce Tax Provision?

Bank of Commerce PHS:BNCOM 70 Tax Provision is ₱-1,350 Mil as of Mar. 2026. GuruFocus rates PHS:BNCOM with a GF Score™ of 70/100 and a GF Value™ of ₱9.34 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Bank of Commerce's tax provision for the three months ended in Mar. 2026 was ₱-353 Mil. Its tax provision for the trailing twelve months (TTM) ended in Mar. 2026 was ₱-1,350 Mil.

Bank of Commerce Tax Provision Historical Data

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The historical data trend for Bank of Commerce's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Commerce Tax Provision Chart

Bank of Commerce Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -623.69 -666.36 -933.89 -917.77 -1,267.26

Bank of Commerce Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -269.56 -316.72 -357.12 -323.86 -352.54
PHS:BNCOM
70GF Score
Bank of Commerce PHS:BNCOM
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Commerce Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱-1,350 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of ₱-1,350 Mil mean?
Bank of Commerce (PHS:BNCOM) has a Tax Provision of ₱-1,350 Mil as of Mar. 2026. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Bank of Commerce and its competitors.
Is Bank of Commerce's Tax Provision too high?
Bank of Commerce's current Tax Provision is ₱-1,350 Mil. Overall, Bank of Commerce has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Commerce's Tax Provision compare to JPM and BAC?
Bank of Commerce's Tax Provision of ₱-1,350 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Bank of Commerce and its competitors. Bank of Commerce's current Tax Provision is ₱-1,350 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Commerce stock overvalued right now?
Based on GuruFocus' analysis, Bank of Commerce (PHS:BNCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱9.34, compared to a current price of ₱10.58 — trading 13.3% above its estimated fair value. The current Tax Provision is ₱-1,350 Mil. Bank of Commerce's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For Bank of Commerce (PHS:BNCOM), the current Tax Provision is ₱-1,350 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Commerce (PHS:BNCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Commerce stock appears to be overvalued. The current stock price of ₱10.58 is trading 13.3% above its estimated GF Value™ of ₱9.34. GuruFocus considers Bank of Commerce to be Modestly Overvalued.

Key valuation signals for PHS:BNCOM:

  • Tax Provision: ₱-1,350 Mil
  • GF Value™: ₱9.34 vs. price of ₱10.58 (13.3% above fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the PHS:BNCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Commerce Business Description

Address 7 St. Francis Street, San Miguel Properties Centre, P.O. Box 002, Mandaluyong, PHL, 1550
Bank of Commerce is a universal bank focused on helping its clients, communities, and conglomerate partners by delivering financial services. It provides banking solutions and a complete products and services in deposit, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, trust, and investments. Its segments include Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others, with the majority of the revenue deriving from Corporate Banking Group, which principally handles loans and other credit facilities for corporate, institutional, and middle market clients.
70GF Score

Get the complete analysis for PHS:BNCOM

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱10.58
Price
₱9.34
GF Value