Bank of Commerce (PHS:BNCOM) ROCE %: % (As of Mar. 2026)


PHS:BNCOM Bank of Commerce PHS:BNCOM
65 GF Score
Price ₱11.20
GF Value ₱9.24
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Bank of Commerce ROCE %?

Bank of Commerce PHS:BNCOM +0.36% 65 ROCE % is % as of Mar. 2026. GuruFocus rates PHS:BNCOM with a GF Score™ of 65/100 and a GF Value™ of ₱9.24 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

PHS:BNCOM
65GF Score
Bank of Commerce PHS:BNCOM
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Bank of Commerce (PHS:BNCOM) has a ROCE % of % as of Mar. 2026.
Is Bank of Commerce's ROCE % too high?
Bank of Commerce's current ROCE % is %. Overall, Bank of Commerce has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Commerce's ROCE % compare to JPM and BAC?
Bank of Commerce's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Commerce's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Commerce stock overvalued right now?
Based on GuruFocus' analysis, Bank of Commerce (PHS:BNCOM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱9.24, compared to a current price of ₱11.20 — trading 21.2% above its estimated fair value. The current ROCE % is %. Bank of Commerce's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Bank of Commerce (PHS:BNCOM), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Commerce (PHS:BNCOM) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Commerce stock appears to be overvalued. The current stock price of ₱11.20 is trading 21.2% above its estimated GF Value™ of ₱9.24. GuruFocus considers Bank of Commerce to be Modestly Overvalued.

Key valuation signals for PHS:BNCOM:

  • ROCE %: %
  • GF Value™: ₱9.24 vs. price of ₱11.20 (21.2% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the PHS:BNCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Commerce Business Description

Address 7 St. Francis Street, San Miguel Properties Centre, P.O. Box 002, Mandaluyong, PHL, 1550
Bank of Commerce is a universal bank focused on helping its clients, communities, and conglomerate partners by delivering financial services. It provides banking solutions and a complete products and services in deposit, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, trust, and investments. Its segments include Treasury Management Group, Corporate Banking Group, Branch Banking Group, Consumer Group, and Others, with the majority of the revenue deriving from Corporate Banking Group, which principally handles loans and other credit facilities for corporate, institutional, and middle market clients.
65GF Score

Get the complete analysis for PHS:BNCOM

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱11.20
Price
₱9.24
GF Value