TYPMF (Tyro Payments) FCF Margin %: -32.45% (As of Dec. 2025)


TYPMF Tyro Payments Ltd TYPMF
54 GF Score
Price $0.53
GF Value $0.68
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Tyro Payments FCF Margin %?

Tyro Payments TYPMF -9.22% 54 FCF Margin % is -32.45% as of Dec. 2025. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.68 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,811 Software companies, Tyro Payments ranks better than 71.36% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Tyro Payments's Free Cash Flow for the six months ended in Dec. 2025 was $-54.0 Mil. Tyro Payments's Revenue for the six months ended in Dec. 2025 was $166.3 Mil. Therefore, Tyro Payments's FCF Margin % for the quarter that ended in Dec. 2025 was -32.45%.

As of today, Tyro Payments's current FCF Yield % is 10.82%.

The historical rank and industry rank for Tyro Payments's FCF Margin % or its related term are showing as below:

TYPMF' s FCF Margin % Range Over the Past 10 Years
Min: -15.28   Med: 1.3   Max: 26.87
Current: 10.22


During the past 7 years, the highest FCF Margin % of Tyro Payments was 26.87%. The lowest was -15.28%. And the median was 1.30%.

TYPMF's FCF Margin % is ranked better than
71.36% of 2811 companies
in the Software industry
Industry Median: 2.4 vs TYPMF: 10.22


Tyro Payments FCF Margin % Related Terms


Tyro Payments FCF Margin % Historical Data

* Premium members only.

The historical data trend for Tyro Payments's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments FCF Margin % Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Margin %
Get a 7-Day Free Trial -7.81 -15.28 0.93 8.40 26.87

Tyro Payments Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.30 7.43 -2.02 58.51 -32.45

TYPMF vs MSFT, ORCL, PLTR: FCF Margin % Comparison

For the Software - Infrastructure subindustry, Tyro Payments's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments FCF Margin % vs Software Industry

For the Software industry and Technology sector, Tyro Payments's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Tyro Payments's FCF Margin % falls into.


TYPMF
54GF Score
Tyro Payments Ltd TYPMF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tyro Payments FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Tyro Payments's FCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=82.73/307.904
=26.87 %

Tyro Payments's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-53.972/166.344
=-32.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -32.45% mean?
Tyro Payments (TYPMF) has a FCF Margin % of -32.45% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tyro Payments and its competitors. According to the industry distribution chart, Tyro Payments ranks #805 out of 2811 companies in the Software industry, placing it in the top 28.6%.
Is Tyro Payments' FCF Margin % too high?
Tyro Payments' current FCF Margin % is -32.45%. Based on the distribution chart, Tyro Payments ranks #805 out of 2811 companies in the Software industry, which is above the industry midpoint. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #805 out of 2811 companies for FCF Margin %. This puts Tyro Payments in the upper half of its industry. The industry median FCF Margin % is 2.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.40, based on 2,811 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tyro Payments and its competitors. For the Software industry, the median FCF Margin % is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current FCF Margin % is -32.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.68, compared to a current price of $0.53 — trading 22.1% below its estimated fair value. The current FCF Margin % is -32.45%. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current FCF Margin % is -32.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (TYPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of $0.53 is trading 22.1% below its estimated GF Value™ of $0.68. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for TYPMF:

  • FCF Margin %: -32.45%
  • GF Value™: $0.68 vs. price of $0.53 (22.1% below fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYR:Australia
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score

Get the complete analysis for TYPMF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.53
Price
$0.68
GF Value