Tyro PaymentsTYPMF -9.22%54 EV-to-FCF is 7.93 as of Jun. 24, 2026, which is 6% below its 10-year median of 8.42. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.68 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,585 Software companies, Tyro Payments ranks better than 73.82% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Tyro Payments's Enterprise Value is $253.9 Mil.
Tyro Payments's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $32.0 Mil. Therefore, Tyro Payments's EV-to-FCF for today is 7.93.
The historical rank and industry rank for Tyro Payments's EV-to-FCF or its related term are showing as below:
TYPMF'
s EV-to-FCF Range Over the Past 10 Years
Min: -113.94 Med: 8.42 Max: 541.97
Current: 7.87
During the past 7 years, the highest EV-to-FCF of Tyro Payments was 541.97. The lowest was -113.94. And the median was 8.42.
TYPMF's EV-to-FCF is ranked better than 73.82% of 1585
companies
in the Software industry
Industry Median: 14.36
vs TYPMF: 7.87
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tyro Payments's PE Ratio (TTM) for today is calculated as:
Tyro Payments's share price for today is $0.53.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tyro Payments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.031.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Tyro Payments EV-to-FCF Related Terms
Tyro Payments EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Tyro Payments's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Tyro Payments's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Tyro Payments's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Tyro Payments's EV-to-FCF falls into.
Tyro Payments's current Enterprise Value is $253.9 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tyro Payments's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $32.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tyro Payments (TYPMF) has a EV-to-FCF of 7.93 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Tyro Payments and its competitors. This is near median its historical median of 8.42. According to the industry distribution chart, Tyro Payments ranks #415 out of 1585 companies in the Software industry, placing it in the top 26.2%.
Is Tyro Payments' EV-to-FCF too high?
Tyro Payments' current EV-to-FCF of 7.93 is near median its 10-year median of 8.42. The Software industry median EV-to-FCF is 14.36. Tyro Payments' value of 7.93 is 44.8% below this industry median. Based on the distribution chart, Tyro Payments ranks #415 out of 1585 companies in the Software industry, which is above the industry midpoint. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #415 out of 1585 companies for EV-to-FCF. This puts Tyro Payments in the upper half of its industry. The industry median EV-to-FCF is 14.36. Tyro Payments' value of 7.93 is 44.8% below this benchmark. While the company's 10-year median is 8.42 vs. the industry median of 14.36, Tyro Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.36, based on 1,585 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current EV-to-FCF of 7.93 is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Tyro Payments and its competitors. For the Software industry, the median EV-to-FCF is 14.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current EV-to-FCF is 7.93, which is near median its own 10-year median of 8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.68, compared to a current price of $0.53 — trading 22.1% below its estimated fair value. The current EV-to-FCF is 7.93, which is near median its 10-year median of 8.42 and 44.8% below the Software industry median of 14.36. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current EV-to-FCF is 7.93 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (TYPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of $0.53 is trading 22.1% below its estimated GF Value™ of $0.68.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for TYPMF:
EV-to-FCF: 7.93 (near median its 10-year median of 8.42)
GF Value™: $0.68 vs. price of $0.53 (22.1% below fair value)
Industry Position: 44.8% below the Software median (#415 of 1585)
No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score
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