TYPMF (Tyro Payments) Liabilities-to-Assets : 0.49 (As of Dec. 2025)

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TYPMF Tyro Payments Ltd TYPMF
54 GF Score
Price $0.53
GF Value $0.69
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Tyro Payments Liabilities-to-Assets?

Tyro Payments TYPMF 54 Liabilities-to-Assets is 0.49 as of Dec. 2025. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.69 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Tyro Payments's Total Liabilities for the quarter that ended in Dec. 2025 was $156.5 Mil. Tyro Payments's Total Assets for the quarter that ended in Dec. 2025 was $320.6 Mil. Therefore, Tyro Payments's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.49.


Tyro Payments  (OTCPK:TYPMF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Tyro Payments Liabilities-to-Assets Related Terms


Tyro Payments Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Tyro Payments's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments Liabilities-to-Assets Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.54 0.61 0.59 0.54 0.59

Tyro Payments Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.54 0.50 0.59 0.49

TYPMF vs MSFT, ORCL, PLTR: Liabilities-to-Assets Comparison

For the Software - Infrastructure subindustry, Tyro Payments's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, Tyro Payments's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Tyro Payments's Liabilities-to-Assets falls into.


TYPMF
54GF Score
Tyro Payments Ltd TYPMF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tyro Payments Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Tyro Payments's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2025 is calculated as:

Liabilities-to-Assets (A: Jun. 2025 )=Total Liabilities/Total Assets
=208.813/356.485
=0.59

Tyro Payments's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=156.464/320.634
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.49 mean?
Tyro Payments (TYPMF) has a Liabilities-to-Assets of 0.49 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Tyro Payments and its competitors.
Is Tyro Payments' Liabilities-to-Assets too high?
Tyro Payments' current Liabilities-to-Assets is 0.49. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Liabilities-to-Assets compare to MSFT and ORCL?
Tyro Payments' Liabilities-to-Assets of 0.49 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Tyro Payments and its competitors. Tyro Payments's current Liabilities-to-Assets is 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.69, compared to a current price of $0.53 — trading 23.8% below its estimated fair value. The current Liabilities-to-Assets is 0.49. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current Liabilities-to-Assets is 0.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (TYPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of $0.53 is trading 23.8% below its estimated GF Value™ of $0.69. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for TYPMF:

  • Liabilities-to-Assets: 0.49
  • GF Value™: $0.69 vs. price of $0.53 (23.8% below fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYR:Australia
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.53
Price
$0.69
GF Value