TYPMF (Tyro Payments) EBIT: $19.3 Mil (TTM As of Dec. 2025)


TYPMF Tyro Payments Ltd TYPMF
54 GF Score
Price $0.53
GF Value $0.68
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Tyro Payments EBIT?

Tyro Payments TYPMF -9.22% 54 EBIT is $19.3 Mil as of Dec. 2025. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.68 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Tyro Payments's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was $12.6 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was $19.3 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Tyro Payments's annualized ROC % for the quarter that ended in Dec. 2025 was 9.23%. Tyro Payments's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 53.94%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Tyro Payments's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 7.60%.

Tyro Payments  (OTCPK:TYPMF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Tyro Payments's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=23.15 * ( 1 - 0% )/( (240.865 + 260.617)/ 2 )
=23.15/250.741
=9.23 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=356.485 - 95.741 - ( 124.956 - max(0, 163.157 - 183.036+124.956))
=240.865

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=320.634 - 31.046 - ( 64.272 - max(0, 113.458 - 142.429+64.272))
=260.617

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Tyro Payments's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=25.146/( ( (47.13 + max(-132.295, 0)) + (46.102 + max(-32.399, 0)) )/ 2 )
=25.146/( ( 47.13 + 46.102 )/ 2 )
=25.146/46.616
=53.94 %

where Working Capital is:

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(13.441 + 0.499 + 14.326) - (95.741 + 0 + 64.82)
=-132.295

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(20.648 + 0.498 + 57.011) - (31.046 + 0 + 79.51)
=-32.399

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Tyro Payments's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=19.3/253.931
=7.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments EBIT Related Terms

Tyro Payments EBIT Historical Data

* Premium members only.

The historical data trend for Tyro Payments's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments EBIT Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EBIT
Get a 7-Day Free Trial -22.37 -16.54 4.69 18.14 14.34

Tyro Payments Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.32 13.86 7.41 6.73 12.57

TYPMF vs MSFT, ORCL, PLTR: EBIT Comparison

For the Software - Infrastructure subindustry, Tyro Payments's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Tyro Payments EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Tyro Payments's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Tyro Payments's EV-to-EBIT falls into.


TYPMF
54GF Score
Tyro Payments Ltd TYPMF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Tyro Payments EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $19.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $19.3 Mil mean?
Tyro Payments (TYPMF) has a EBIT of $19.3 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Tyro Payments.
Is Tyro Payments' EBIT too high?
Tyro Payments' current EBIT is $19.3 Mil. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' EBIT compare to MSFT and ORCL?
Tyro Payments' EBIT of $19.3 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Tyro Payments. Tyro Payments's current EBIT is $19.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.68, compared to a current price of $0.53 — trading 22.1% below its estimated fair value. The current EBIT is $19.3 Mil. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current EBIT is $19.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (TYPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of $0.53 is trading 22.1% below its estimated GF Value™ of $0.68. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for TYPMF:

  • EBIT: $19.3 Mil
  • GF Value™: $0.68 vs. price of $0.53 (22.1% below fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tyro Payments Business Description

Other Exchanges TYR:Australia
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score

Get the complete analysis for TYPMF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.53
Price
$0.68
GF Value