TYPMF (Tyro Payments) EV-to-EBITDA: 5.21 (As of Jul. 12, 2026) — 10% Below Median


TYPMF Tyro Payments Ltd TYPMF
54 GF Score
Price $0.53
GF Value $0.67
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Tyro Payments EV-to-EBITDA?

Tyro Payments TYPMF 54 EV-to-EBITDA is 5.21 as of Jul. 12, 2026, which is 10% below its 10-year median of 5.76. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.67 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,946 Software companies, Tyro Payments ranks better than 80.47% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Tyro Payments's enterprise value is $255.8 Mil. Tyro Payments's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $49.1 Mil. Therefore, Tyro Payments's EV-to-EBITDA for today is 5.21.

The historical rank and industry rank for Tyro Payments's EV-to-EBITDA or its related term are showing as below:

TYPMF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -149.56   Med: 5.76   Max: 106.99
Current: 4.97

During the past 7 years, the highest EV-to-EBITDA of Tyro Payments was 106.99. The lowest was -149.56. And the median was 5.76.

TYPMF's EV-to-EBITDA is ranked better than
80.47% of 1946 companies
in the Software industry
Industry Median: 10.49 vs TYPMF: 4.97

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-12), Tyro Payments's stock price is $0.5258. Tyro Payments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.031. Therefore, Tyro Payments's PE Ratio (TTM) for today is 16.96.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Tyro Payments  (OTCPK:TYPMF) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Tyro Payments's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.5258/0.031
=16.96

Tyro Payments's share price for today is $0.5258.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tyro Payments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.031.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Tyro Payments EV-to-EBITDA Related Terms


Tyro Payments EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Tyro Payments's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments EV-to-EBITDA Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-EBITDA
Get a 7-Day Free Trial -129.28 36.50 13.13 7.01 4.43

Tyro Payments Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 7.01 0.00 4.43 0.00

TYPMF vs MSFT, ORCL, PLTR: EV-to-EBITDA Comparison

For the Software - Infrastructure subindustry, Tyro Payments's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Tyro Payments's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Tyro Payments's EV-to-EBITDA falls into.


TYPMF
54GF Score
Tyro Payments Ltd TYPMF
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tyro Payments EV-to-EBITDA Calculation

Tyro Payments's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=255.755/49.116
=5.21

Tyro Payments's current Enterprise Value is $255.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tyro Payments's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $49.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 5.21 mean?
Tyro Payments (TYPMF) has a EV-to-EBITDA of 5.21 as of Jul. 12, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Tyro Payments. This is 10% below median its historical median of 5.76. According to the industry distribution chart, Tyro Payments ranks #380 out of 1946 companies in the Software industry, placing it in the top 19.5%.
Is Tyro Payments' EV-to-EBITDA too high?
Tyro Payments' current EV-to-EBITDA of 5.21 is 10% below median its 10-year median of 5.76. The Software industry median EV-to-EBITDA is 10.49. Tyro Payments' value of 5.21 is 50.3% below this industry median. Based on the distribution chart, Tyro Payments ranks #380 out of 1946 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' EV-to-EBITDA compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #380 out of 1946 companies for EV-to-EBITDA. This places Tyro Payments in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 10.49. Tyro Payments' value of 5.21 is 50.3% below this benchmark. While the company's 10-year median is 5.76 vs. the industry median of 10.49, Tyro Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.49, based on 1,946 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current EV-to-EBITDA of 5.21 is 50.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Tyro Payments. For the Software industry, the median EV-to-EBITDA is 10.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current EV-to-EBITDA is 5.21, which is 10% below median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.67, compared to a current price of $0.53 — trading 21.5% below its estimated fair value. The current EV-to-EBITDA is 5.21, which is 10% below median its 10-year median of 5.76 and 50.3% below the Software industry median of 10.49. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current EV-to-EBITDA is 5.21 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (TYPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of $0.53 is trading 21.5% below its estimated GF Value™ of $0.67. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for TYPMF:

  • EV-to-EBITDA: 5.21 (10% below median its 10-year median of 5.76)
  • GF Value™: $0.67 vs. price of $0.53 (21.5% below fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 50.3% below the Software median (#380 of 1946)

No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYR:Australia
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score

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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.53
Price
$0.67
GF Value