Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Tyro PaymentsTYPMF 54 Equity-to-Asset is 0.51 as of Dec. 2025, which is 11% above its 10-year median of 0.46. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.67 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,890 Software companies, Tyro Payments ranks worse than 55.81% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Tyro Payments's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $164.2 Mil. Tyro Payments's Total Assets for the quarter that ended in Dec. 2025 was $320.6 Mil.
Therefore, Tyro Payments's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.51.
The historical rank and industry rank for Tyro Payments's Equity-to-Asset or its related term are showing as below:
TYPMF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.37 Med: 0.46 Max: 0.77
Current: 0.51
During the past 7 years, the highest Equity to Asset Ratio of Tyro Payments was 0.77. The lowest was 0.37. And the median was 0.46.
TYPMF's Equity-to-Asset is ranked worse than 55.81% of 2890
companies
in the Software industry
Industry Median: 0.56
vs TYPMF: 0.51
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Tyro Payments Equity-to-Asset Related Terms
Tyro Payments Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Tyro Payments's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TYPMF vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, Tyro Payments's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Tyro Payments's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Tyro Payments's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Tyro Payments's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tyro Payments (TYPMF) has a Equity-to-Asset of 0.51 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Tyro Payments and its competitors. This is 11% above median its historical median of 0.46. Over the past decade, Tyro Payments' Equity-to-Asset has ranged from 0.37 to 0.77. According to the industry distribution chart, Tyro Payments ranks #1613 out of 2890 companies in the Software industry, placing it in the top 55.8%.
Is Tyro Payments' Equity-to-Asset too high?
Tyro Payments' current Equity-to-Asset of 0.51 is 11% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.77. The Software industry median Equity-to-Asset is 0.56. Tyro Payments' value of 0.51 is 8.9% below this industry median. Based on the distribution chart, Tyro Payments ranks #1613 out of 2890 companies in the Software industry, which is below the industry midpoint. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Equity-to-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #1613 out of 2890 companies for Equity-to-Asset. This places Tyro Payments in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Tyro Payments' value of 0.51 is 8.9% below this benchmark. Historically, Tyro Payments' own Equity-to-Asset has ranged from 0.37 to 0.77 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.56, Tyro Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current Equity-to-Asset of 0.51 is 8.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Tyro Payments and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current Equity-to-Asset is 0.51, which is 11% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.67, compared to a current price of $0.53 — trading 21.5% below its estimated fair value. The current Equity-to-Asset is 0.51, which is 11% above median its 10-year median of 0.46 and 8.9% below the Software industry median of 0.56. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current Equity-to-Asset is 0.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (TYPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of $0.53 is trading 21.5% below its estimated GF Value™ of $0.67.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for TYPMF:
Equity-to-Asset: 0.51 (11% above median its 10-year median of 0.46)
GF Value™: $0.67 vs. price of $0.53 (21.5% below fair value)
Industry Position: 8.9% below the Software median (#1613 of 2890)
No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score
Get the complete analysis for TYPMF
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TYPMF has been successfully added to your 
