Tyro PaymentsTYPMF -9.22%54 Days Payable is 33.89 as of Dec. 2025, which is 358% above its 10-year median of 7.40. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.68 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,602 Software companies, Tyro Payments ranks worse than 55.96% on this metric.
The historical rank and industry rank for Tyro Payments's Days Payable or its related term are showing as below:
TYPMF'
s Days Payable Range Over the Past 10 Years
Min: 1.62 Med: 7.4 Max: 45.24
Current: 45.24
During the past 7 years, Tyro Payments's highest Days Payable was 45.24. The lowest was 1.62. And the median was 7.40.
TYPMF's Days Payable is ranked worse than 55.96% of 2602
companies
in the Software industry
Industry Median: 53.955
vs TYPMF: 45.24
Tyro Payments's Days Payable
increased
from Dec. 2024 (32.75) to Dec. 2025 (33.89).
It may suggest that Tyro Paymentsdelayed paying its suppliers.
Tyro Payments Days Payable Related Terms
Tyro Payments Days Payable Historical Data
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The historical data trend for Tyro Payments's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TYPMF vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, Tyro Payments's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments Days Payable vs Software Industry
For the Software industry and Technology sector, Tyro Payments's Days Payable distribution charts can be found below:
* The bar in red indicates where Tyro Payments's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Tyro Payments's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tyro Payments (TYPMF) has a Days Payable of 33.89 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Tyro Payments and its competitors. This is 358% above median its historical median of 7.40. Over the past decade, Tyro Payments' Days Payable has ranged from 1.62 to 45.24. According to the industry distribution chart, Tyro Payments ranks #1456 out of 2602 companies in the Software industry, placing it in the top 56%.
Is Tyro Payments' Days Payable too high?
Tyro Payments' current Days Payable of 33.89 is 358% above median its 10-year median of 7.40. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 45.24. The Software industry median Days Payable is 53.96. Tyro Payments' value of 33.89 is 37.2% below this industry median. Based on the distribution chart, Tyro Payments ranks #1456 out of 2602 companies in the Software industry, which is below the industry midpoint. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #1456 out of 2602 companies for Days Payable. This places Tyro Payments in the lower half of its industry. The industry median Days Payable is 53.96. Tyro Payments' value of 33.89 is 37.2% below this benchmark. Historically, Tyro Payments' own Days Payable has ranged from 1.62 to 45.24 over the past decade. While the company's 10-year median is 7.40 vs. the industry median of 53.96, Tyro Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current Days Payable of 33.89 is 37.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Tyro Payments and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current Days Payable is 33.89, which is 358% above median its own 10-year median of 7.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.68, compared to a current price of $0.53 — trading 22.1% below its estimated fair value. The current Days Payable is 33.89, which is 358% above median its 10-year median of 7.40 and 37.2% below the Software industry median of 53.96. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current Days Payable is 33.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (TYPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of $0.53 is trading 22.1% below its estimated GF Value™ of $0.68.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for TYPMF:
Days Payable: 33.89 (358% above median its 10-year median of 7.40)
GF Value™: $0.68 vs. price of $0.53 (22.1% below fair value)
Industry Position: 37.2% below the Software median (#1456 of 2602)
No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score
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