Tyro PaymentsTYPMF -9.22%54 Gross Margin % is 48.42% as of Dec. 2025, which is 6% above its 10-year median of 45.69. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.68 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,683 Software companies, Tyro Payments ranks better than 57.58% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Tyro Payments had a gross margin of 48.42% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Tyro Payments Gross Margin % Related Terms
Tyro Payments Gross Margin % Historical Data
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The historical data trend for Tyro Payments's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TYPMF vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, Tyro Payments's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments Gross Margin % vs Software Industry
For the Software industry and Technology sector, Tyro Payments's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Tyro Payments's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Tyro Payments (TYPMF) has a Gross Margin % of 48.42% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Tyro Payments and its competitors. This is near median its historical median of 45.69. Over the past decade, Tyro Payments' Gross Margin % has ranged from 43.22 to 48.98. According to the industry distribution chart, Tyro Payments ranks #1138 out of 2683 companies in the Software industry, placing it in the top 42.4%.
Is Tyro Payments' Gross Margin % too high?
Tyro Payments' current Gross Margin % of 48.42% is near median its 10-year median of 45.69. Over the past 10 years, this metric has ranged from a low of 43.22 to a high of 48.98. The Software industry median Gross Margin % is 40.45. Tyro Payments' value of 48.42% is 19.7% above this industry median. Based on the distribution chart, Tyro Payments ranks #1138 out of 2683 companies in the Software industry, which is above the industry midpoint. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #1138 out of 2683 companies for Gross Margin %. This puts Tyro Payments in the upper half of its industry. The industry median Gross Margin % is 40.45. Tyro Payments' value of 48.42% is 19.7% above this benchmark. Historically, Tyro Payments' own Gross Margin % has ranged from 43.22 to 48.98 over the past decade. While the company's 10-year median is 45.69 vs. the industry median of 40.45, Tyro Payments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.45, based on 2,683 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current Gross Margin % of 48.42% is 19.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Tyro Payments and its competitors. For the Software industry, the median Gross Margin % is 40.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current Gross Margin % is 48.42%, which is near median its own 10-year median of 45.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.68, compared to a current price of $0.53 — trading 22.1% below its estimated fair value. The current Gross Margin % is 48.42%, which is near median its 10-year median of 45.69 and 19.7% above the Software industry median of 40.45. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current Gross Margin % is 48.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (TYPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of $0.53 is trading 22.1% below its estimated GF Value™ of $0.68.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for TYPMF:
Gross Margin %: 48.42% (near median its 10-year median of 45.69)
GF Value™: $0.68 vs. price of $0.53 (22.1% below fair value)
Industry Position: 19.7% above the Software median (#1138 of 2683)
No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score
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