Bancorp Southern IndianaBCSO 60 FCF Yield % is 11.00 as of Jun. 29, 2026, which is 13% above its 10-year median of 9.75. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review. Among 1,507 Banks companies, Bancorp Southern Indiana ranks better than 61.31% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bancorp Southern Indiana FCF Yield % Related Terms
Bancorp Southern Indiana FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bancorp Southern Indiana's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancorp Southern Indiana FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bancorp Southern Indiana's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Bancorp Southern Indiana's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancorp Southern Indiana (BCSO) has a FCF Yield % of 11.00 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bancorp Southern Indiana and its competitors. This is 13% above median its historical median of 9.75. According to the industry distribution chart, Bancorp Southern Indiana ranks #583 out of 1507 companies in the Banks industry, placing it in the top 38.7%.
Is Bancorp Southern Indiana's FCF Yield % too high?
Bancorp Southern Indiana's current FCF Yield % of 11.00 is 13% above median its 10-year median of 9.75. The Banks industry median FCF Yield % is 8.14. Bancorp Southern Indiana's value of 11.00 is 35.1% above this industry median. Based on the distribution chart, Bancorp Southern Indiana ranks #583 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's FCF Yield % compare to IBTN and CZBT?
According to the Banks industry distribution chart, Bancorp Southern Indiana ranks #583 out of 1507 companies for FCF Yield %. This puts Bancorp Southern Indiana in the upper half of its industry. The industry median FCF Yield % is 8.14. Bancorp Southern Indiana's value of 11.00 is 35.1% above this benchmark. While the company's 10-year median is 9.75 vs. the industry median of 8.14, Bancorp Southern Indiana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancorp Southern Indiana's current FCF Yield % of 11.00 is 35.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bancorp Southern Indiana and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancorp Southern Indiana's current FCF Yield % is 11.00, which is 13% above median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current FCF Yield % of 11.00. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current FCF Yield % is 11.00, which is 13% above median its 10-year median of 9.75 and 35.1% above the Banks industry median of 8.14. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current FCF Yield % is 11.00 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?
Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued.
The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.
Key valuation signals for BCSO:
FCF Yield %: 11.00 (13% above median its 10-year median of 9.75)
GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
Industry Position: 35.1% above the Banks median (#583 of 1507)
No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score
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