Bancorp Southern IndianaBCSO 60 Dividend Yield % is 2.68% as of Jun. 29, 2026, which is 4% below its 10-year median of 2.78. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review. Among 1,256 Banks companies, Bancorp Southern Indiana ranks worse than 60.43% on this metric.
As of today (2026-06-29), the Trailing Annual Dividend Yield of Bancorp Southern Indiana is 2.68%.
The historical rank and industry rank for Bancorp Southern Indiana's Dividend Yield % or its related term are showing as below:
BCSO'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.01 Med: 2.78 Max: 3.67
Current: 2.68
During the past 7 years, the highest Dividend Yield of Bancorp Southern Indiana was 3.67%. The lowest was 2.01%. And the median was 2.78%.
BCSO's Dividend Yield % is ranked worse than 60.43% of 1256
companies
in the Banks industry
Industry Median: 3.02
vs BCSO: 2.68
During the past 12 months, Bancorp Southern Indiana's average Dividends Per Share Growth Rate was 0.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 0.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 5.00% per year.
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Bancorp Southern Indiana was 10.90% per year. The lowest was 0.50% per year. And the median was 4.25% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCSO vs IBTN, CZBT, FSMK: Dividend Yield % Comparison
For the Banks - Diversified subindustry, Bancorp Southern Indiana's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancorp Southern Indiana Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bancorp Southern Indiana's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Bancorp Southern Indiana's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Bancorp Southern Indiana Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.670000
2026-05-29
2026-05-29
2026-06-12
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.935000
2025-11-28
2025-11-28
2025-12-12
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancorp Southern Indiana (BCSO) has a Dividend Yield % of 2.68% as of Jun. 29, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Bancorp Southern Indiana and its competitors. This is near median its historical median of 2.78. Over the past decade, Bancorp Southern Indiana's Dividend Yield % has ranged from 2.01 to 3.67. According to the industry distribution chart, Bancorp Southern Indiana ranks #759 out of 1256 companies in the Banks industry, placing it in the top 60.4%.
Is Bancorp Southern Indiana's Dividend Yield % too high?
Bancorp Southern Indiana's current Dividend Yield % of 2.68% is near median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 2.01 to a high of 3.67. The Banks industry median Dividend Yield % is 3.02. Bancorp Southern Indiana's value of 2.68% is 11.3% below this industry median. Based on the distribution chart, Bancorp Southern Indiana ranks #759 out of 1256 companies in the Banks industry, which is below the industry midpoint. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's Dividend Yield % compare to IBTN and CZBT?
According to the Banks industry distribution chart, Bancorp Southern Indiana ranks #759 out of 1256 companies for Dividend Yield %. This places Bancorp Southern Indiana in the lower half of its industry. The industry median Dividend Yield % is 3.02. Bancorp Southern Indiana's value of 2.68% is 11.3% below this benchmark. Historically, Bancorp Southern Indiana's own Dividend Yield % has ranged from 2.01 to 3.67 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 3.02, Bancorp Southern Indiana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancorp Southern Indiana's current Dividend Yield % of 2.68% is 11.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Bancorp Southern Indiana and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancorp Southern Indiana's current Dividend Yield % is 2.68%, which is near median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current Dividend Yield % of 2.68%. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current Dividend Yield % is 2.68%, which is near median its 10-year median of 2.78 and 11.3% below the Banks industry median of 3.02. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current Dividend Yield % is 2.68% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?
Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued.
The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.
Key valuation signals for BCSO:
Dividend Yield %: 2.68% (near median its 10-year median of 2.78)
GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
Industry Position: 11.3% below the Banks median (#759 of 1256)
No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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