BCSO (Bancorp Southern Indiana) Total Payout Ratio: 0.29 (As of Jul. 19, 2026)

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BCSO Bancorp Southern Indiana BCSO
60 GF Score
Price $60.00
GF Value $71.81
! 4 Warning Signs
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What is Bancorp Southern Indiana Total Payout Ratio?

Bancorp Southern Indiana BCSO 60 Total Payout Ratio is 0.29 as of Jul. 19, 2026. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Bancorp Southern Indiana's current Total Payout Ratio is 0.29.

Bancorp Southern Indiana Total Payout Ratio Related Terms

Bancorp Southern Indiana Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bancorp Southern Indiana's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp Southern Indiana Total Payout Ratio Chart

Bancorp Southern Indiana Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial 0.24 0.33 0.31 0.33 0.29

Bancorp Southern Indiana Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial 0.24 0.33 0.31 0.33 0.29

BCSO vs IBTN, CZBT, FSMK: Total Payout Ratio Comparison

For the Banks - Diversified subindustry, Bancorp Southern Indiana's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bancorp Southern Indiana Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancorp Southern Indiana's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bancorp Southern Indiana's Total Payout Ratio falls into.


BCSO
60GF Score
Bancorp Southern Indiana BCSO
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancorp Southern Indiana Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Bancorp Southern Indiana's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + -0.108 + -2.324) / 8.275
=0.29

Bancorp Southern Indiana's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + -0.108 + -2.324) / 8.275
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.29 mean?
Bancorp Southern Indiana (BCSO) has a Total Payout Ratio of 0.29 as of Jul. 19, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bancorp Southern Indiana and its competitors.
Is Bancorp Southern Indiana's Total Payout Ratio too high?
Bancorp Southern Indiana's current Total Payout Ratio is 0.29. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's Total Payout Ratio compare to IBTN and CZBT?
Bancorp Southern Indiana's Total Payout Ratio of 0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bancorp Southern Indiana and its competitors. Bancorp Southern Indiana's current Total Payout Ratio is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current Total Payout Ratio of 0.29. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current Total Payout Ratio is 0.29. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current Total Payout Ratio is 0.29 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued. The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.

Key valuation signals for BCSO:

  • Total Payout Ratio: 0.29
  • GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancorp Southern Indiana Business Description

Address 125 South Chestnut Street, P.O. Box 1001, Seymour, IN, USA, 47274
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score

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Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.00
Price
$71.81
GF Value