BCSO (Bancorp Southern Indiana) Interest Income: $54.97 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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BCSO Bancorp Southern Indiana BCSO
60 GF Score
Price $60.00
GF Value $71.81
! 4 Warning Signs
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What is Bancorp Southern Indiana Interest Income?

Bancorp Southern Indiana BCSO 60 Interest Income is $54.97 Mil as of Dec. 2025. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Bancorp Southern Indiana's interest income for the twelve months ended in Dec. 2025 was $54.97 Mil. Its interest income for the trailing twelve months (TTM) ended in Dec. 2025 was $54.97 Mil.

Bancorp Southern Indiana Interest Income Historical Data

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The historical data trend for Bancorp Southern Indiana's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp Southern Indiana Interest Income Chart

Bancorp Southern Indiana Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial 24.24 27.35 41.13 51.11 54.97

Bancorp Southern Indiana Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income Get a 7-Day Free Trial 24.24 27.35 41.13 51.11 54.97
BCSO
60GF Score
Bancorp Southern Indiana BCSO
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancorp Southern Indiana Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 was $54.97 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $54.97 Mil mean?
Bancorp Southern Indiana (BCSO) has a Interest Income of $54.97 Mil as of Dec. 2025. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Bancorp Southern Indiana and its competitors.
Is Bancorp Southern Indiana's Interest Income too high?
Bancorp Southern Indiana's current Interest Income is $54.97 Mil. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's Interest Income compare to IBTN and CZBT?
Bancorp Southern Indiana's Interest Income of $54.97 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Bancorp Southern Indiana and its competitors. Bancorp Southern Indiana's current Interest Income is $54.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current Interest Income of $54.97 Mil. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current Interest Income is $54.97 Mil. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current Interest Income is $54.97 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued. The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.

Key valuation signals for BCSO:

  • Interest Income: $54.97 Mil
  • GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancorp Southern Indiana Business Description

Address 125 South Chestnut Street, P.O. Box 1001, Seymour, IN, USA, 47274
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score

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Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.00
Price
$71.81
GF Value