BCSO (Bancorp Southern Indiana) Total Assets: $1,067.24 Mil (As of Dec. 2025)


BCSO Bancorp Southern Indiana BCSO
60 GF Score
Price $60.00
GF Value $71.81
! 4 Warning Signs
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What is Bancorp Southern Indiana Total Assets?

Bancorp Southern Indiana BCSO 60 Total Assets is $1,067.24 Mil as of Dec. 2025. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review.

Bancorp Southern Indiana's Total Assets for the quarter that ended in Dec. 2025 was $1,067.24 Mil.

Warning Sign:

If a company builds assets at 11.1% a year, faster than its revenue growth rate of 7.6% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Bancorp Southern Indiana's average Total Assets Growth Rate was 8.30% per year. During the past 3 years, the average Total Assets Growth Rate was 10.10% per year. During the past 5 years, the average Total Assets Growth Rate was 11.10% per year.

During the past 7 years, Bancorp Southern Indiana's highest 3-Year average Total Assets Growth Rate was 13.10%. The lowest was 10.10%. And the median was 12.00%.

Total Assets is connected with ROA %. Bancorp Southern Indiana's annualized ROA % for the quarter that ended in Dec. 2025 was 0.81%. Total Assets is also linked to Revenue through Asset Turnover. Bancorp Southern Indiana's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.


Bancorp Southern Indiana  (OTCPK:BCSO) Total Assets Explanation

Total Assets is connected with ROA %.

Bancorp Southern Indiana's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=8.275/( (982.329+1067.239)/ 2 )
=8.275/1024.784
=0.81 %

Note: The Net Income data used here is one times the annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Bancorp Southern Indiana's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=45.605/( (982.329+1067.239)/ 2 )
=45.605/1024.784
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Bancorp Southern Indiana Total Assets Related Terms


Bancorp Southern Indiana Total Assets Historical Data

* Premium members only.

The historical data trend for Bancorp Southern Indiana's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancorp Southern Indiana Total Assets Chart

Bancorp Southern Indiana Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 782.98 819.20 953.35 982.33 1,067.24

Bancorp Southern Indiana Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets Get a 7-Day Free Trial 782.98 819.20 953.35 982.33 1,067.24
BCSO
60GF Score
Bancorp Southern Indiana BCSO
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancorp Southern Indiana Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Bancorp Southern Indiana's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=82.894+984.345
=1,067.24

Bancorp Southern Indiana's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=82.894+984.345
=1,067.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $1,067.24 Mil mean?
Bancorp Southern Indiana (BCSO) has a Total Assets of $1,067.24 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Bancorp Southern Indiana and its competitors.
Is Bancorp Southern Indiana's Total Assets too high?
Bancorp Southern Indiana's current Total Assets is $1,067.24 Mil. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's Total Assets compare to IBTN and CZBT?
Bancorp Southern Indiana's Total Assets of $1,067.24 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Bancorp Southern Indiana and its competitors. Bancorp Southern Indiana's current Total Assets is $1,067.24 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current Total Assets of $1,067.24 Mil. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current Total Assets is $1,067.24 Mil. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current Total Assets is $1,067.24 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued. The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.

Key valuation signals for BCSO:

  • Total Assets: $1,067.24 Mil
  • GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancorp Southern Indiana Business Description

Address 125 South Chestnut Street, P.O. Box 1001, Seymour, IN, USA, 47274
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score

Get the complete analysis for BCSO

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.00
Price
$71.81
GF Value