BCSO (Bancorp Southern Indiana) ROC %: % (As of Dec. 2025)


BCSO Bancorp Southern Indiana BCSO
60 GF Score
Price $60.00
GF Value $71.81
! 4 Warning Signs
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What is Bancorp Southern Indiana ROC %?

Bancorp Southern Indiana BCSO 60 ROC % is % as of Dec. 2025. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

BCSO
60GF Score
Bancorp Southern Indiana BCSO
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bancorp Southern Indiana (BCSO) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bancorp Southern Indiana and its competitors.
Is Bancorp Southern Indiana's ROC % too high?
Bancorp Southern Indiana's current ROC % is %. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's ROC % compare to IBTN and CZBT?
Bancorp Southern Indiana's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bancorp Southern Indiana and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancorp Southern Indiana's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current ROC % of %. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current ROC % is %. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued. The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.

Key valuation signals for BCSO:

  • ROC %: %
  • GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancorp Southern Indiana Business Description

Address 125 South Chestnut Street, P.O. Box 1001, Seymour, IN, USA, 47274
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.00
Price
$71.81
GF Value