BCSO (Bancorp Southern Indiana) GF Score: 60/100 (As of Jun. 29, 2026) — 13% Above Median


BCSO Bancorp Southern Indiana BCSO
60 GF Score
Price $60.00
GF Value $71.81
! 4 Warning Signs
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What is Bancorp Southern Indiana GF Score?

Bancorp Southern Indiana BCSO 60 GF Score is 60 as of Jun. 29, 2026, which is 13% above its 10-year median of 53.00. GuruFocus rates BCSO with a GF Score™ of 60/100 and a GF Value™ of $71.81. The stock has 4 warning signs investors should review.

Bancorp Southern Indiana has the GF Score of 60, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 4/10
3. Growth Rank : 2/10
4. GF Value Rank : 10/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Bancorp Southern Indiana might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Bancorp Southern Indiana  (OTCPK:BCSO) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Bancorp Southern Indiana GF Score Related Terms

BCSO vs IBTN, CZBT, FSMK: GF Score Comparison

For the Banks - Diversified subindustry, Bancorp Southern Indiana's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bancorp Southern Indiana GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Bancorp Southern Indiana's GF Score distribution charts can be found below:

* The bar in red indicates where Bancorp Southern Indiana's GF Score falls into.


BCSO
60GF Score
Bancorp Southern Indiana BCSO
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 60 mean?
Bancorp Southern Indiana (BCSO) has a GF Score of 60 as of Jun. 29, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bancorp Southern Indiana and its competitors. This is 13% above median its historical median of 53.00. Over the past decade, Bancorp Southern Indiana's GF Score has ranged from 23.00 to 61.00.
Is Bancorp Southern Indiana's GF Score too high?
Bancorp Southern Indiana's current GF Score of 60 is 13% above median its 10-year median of 53.00. Over the past 10 years, this metric has ranged from a low of 23.00 to a high of 61.00. Overall, Bancorp Southern Indiana has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Bancorp Southern Indiana's GF Score compare to IBTN and CZBT?
Bancorp Southern Indiana's GF Score of 60 can be compared against companies in the Banks industry. Historically, Bancorp Southern Indiana's own GF Score has ranged from 23.00 to 61.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Bancorp Southern Indiana and its competitors. Bancorp Southern Indiana's current GF Score is 60, which is 13% above median its own 10-year median of 53.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancorp Southern Indiana stock overvalued right now?
Bancorp Southern Indiana (BCSO) has a current GF Score of 60. The stock's GF Value™ is $71.81, compared to a current price of $60.00 — trading 16.4% below its estimated fair value. The current GF Score is 60, which is 13% above median its 10-year median of 53.00. Bancorp Southern Indiana's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Bancorp Southern Indiana (BCSO), the current GF Score is 60 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancorp Southern Indiana (BCSO) Overvalued in 2026?

Based on GuruFocus' analysis, Bancorp Southern Indiana stock appears to be undervalued. The current stock price of $60.00 is trading 16.4% below its estimated GF Value™ of $71.81.

Key valuation signals for BCSO:

  • GF Score: 60 (13% above median its 10-year median of 53.00)
  • GF Value™: $71.81 vs. price of $60.00 (16.4% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BCSO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancorp Southern Indiana Business Description

Address 125 South Chestnut Street, P.O. Box 1001, Seymour, IN, USA, 47274
Bancorp Southern Indiana is a full-service commercial bank. The company provides business banking; loans; treasury management and other services. The bank recently launched the Lending Portal for customers to have easy access to apply for a consumer lending product such as auto loans, personal loans, or other non-real estate products.
60GF Score

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$60.00
Price
$71.81
GF Value