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Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Return-on-Tangible-Asset : 5.09% (As of Apr. 2025)


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What is Nirdhan Utthan Laghubitta Bittiyanstha Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Nirdhan Utthan Laghubitta Bittiyanstha's annualized Net Income for the quarter that ended in Apr. 2025 was NPR1,378 Mil. Nirdhan Utthan Laghubitta Bittiyanstha's average total tangible assets for the quarter that ended in Apr. 2025 was NPR27,084 Mil. Therefore, Nirdhan Utthan Laghubitta Bittiyanstha's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2025 was 5.09%.

The historical rank and industry rank for Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset or its related term are showing as below:

XNEP:NUBL' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.59   Med: 3.41   Max: 4.74
Current: 2.06

During the past 13 years, Nirdhan Utthan Laghubitta Bittiyanstha's highest Return-on-Tangible-Asset was 4.74%. The lowest was 0.59%. And the median was 3.41%.

XNEP:NUBL's Return-on-Tangible-Asset is ranked better than
87.79% of 1589 companies
in the Banks industry
Industry Median: 0.89 vs XNEP:NUBL: 2.06

Nirdhan Utthan Laghubitta Bittiyanstha Return-on-Tangible-Asset Historical Data

The historical data trend for Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Nirdhan Utthan Laghubitta Bittiyanstha Return-on-Tangible-Asset Chart

Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.82 4.74 2.67 0.59 0.95

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data
Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.14 1.27 -0.28 2.27 5.09

Competitive Comparison of Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset

For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Nirdhan Utthan Laghubitta Bittiyanstha's Return-on-Tangible-Asset falls into.


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Nirdhan Utthan Laghubitta Bittiyanstha Return-on-Tangible-Asset Calculation

Nirdhan Utthan Laghubitta Bittiyanstha's annualized Return-on-Tangible-Asset for the fiscal year that ended in Jul. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Jul. 2024 )  (A: Jul. 2023 )(A: Jul. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Jul. 2024 )  (A: Jul. 2023 )(A: Jul. 2024 )
=266.249/( (27925.628+28308.518)/ 2 )
=266.249/28117.073
=0.95 %

Nirdhan Utthan Laghubitta Bittiyanstha's annualized Return-on-Tangible-Asset for the quarter that ended in Apr. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Apr. 2025 )  (Q: Jan. 2025 )(Q: Apr. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Apr. 2025 )  (Q: Jan. 2025 )(Q: Apr. 2025 )
=1378.248/( (27087.887+27080.467)/ 2 )
=1378.248/27084.177
=5.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Apr. 2025) net income data.


Nirdhan Utthan Laghubitta Bittiyanstha  (XNEP:NUBL) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Nirdhan Utthan Laghubitta Bittiyanstha Return-on-Tangible-Asset Related Terms

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Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Traded in Other Exchanges
N/A
Address
Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions and shareholders fund. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments being Revenue and Expenses; Segment Assets and Segment Liabilities and Other Segments.

Nirdhan Utthan Laghubitta Bittiyanstha Headlines

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