Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Interest Expense: NPR-1,794 Mil (TTM As of Jul. 2026)

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XNEP:NUBL Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
71 GF Score
Price NPR568.00
GF Value NPR604.48
Valuation Fairly Valued
! 4 Warning Signs
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What is Nirdhan Utthan Laghubitta Bittiyanstha Interest Expense?

Nirdhan Utthan Laghubitta Bittiyanstha XNEP:NUBL -0.35% 71 Interest Expense is NPR-1,794 Mil as of Jul. 2026. GuruFocus rates XNEP:NUBL with a GF Score™ of 71/100 and a GF Value™ of NPR604.48 (Fairly Valued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Nirdhan Utthan Laghubitta Bittiyanstha's interest expense for the three months ended in Jul. 2026 was NPR -481 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jul. 2026 was NPR-1,794 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Nirdhan Utthan Laghubitta Bittiyanstha's Operating Income for the three months ended in Jul. 2026 was NPR Mil. Nirdhan Utthan Laghubitta Bittiyanstha's Interest Expense for the three months ended in Jul. 2026 was NPR Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nirdhan Utthan Laghubitta Bittiyanstha Interest Expense Historical Data

* Premium members only.

The historical data trend for Nirdhan Utthan Laghubitta Bittiyanstha's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nirdhan Utthan Laghubitta Bittiyanstha Interest Expense Chart

Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,827.32 -2,015.93 -1,925.01 -1,806.39 -1,794.38

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -493.07 -443.54 -429.55 -440.24 -481.05
XNEP:NUBL
71GF Score
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Nirdhan Utthan Laghubitta Bittiyanstha Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-1,794 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-1,794 Mil mean?
Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) has a Interest Expense of NPR-1,794 Mil as of Jul. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors.
Is Nirdhan Utthan Laghubitta Bittiyanstha's Interest Expense too high?
Nirdhan Utthan Laghubitta Bittiyanstha's current Interest Expense is NPR-1,794 Mil. Overall, Nirdhan Utthan Laghubitta Bittiyanstha has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nirdhan Utthan Laghubitta Bittiyanstha's Interest Expense compare to competitors?
Nirdhan Utthan Laghubitta Bittiyanstha's Interest Expense of NPR-1,794 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors. Nirdhan Utthan Laghubitta Bittiyanstha's current Interest Expense is NPR-1,794 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nirdhan Utthan Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR604.48, compared to a current price of NPR568.00 — trading 6% below its estimated fair value. The current Interest Expense is NPR-1,794 Mil. Nirdhan Utthan Laghubitta Bittiyanstha's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL), the current Interest Expense is NPR-1,794 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR568.00 is trading 6% below its estimated GF Value™ of NPR604.48. GuruFocus considers Nirdhan Utthan Laghubitta Bittiyanstha to be Fairly Valued.

Key valuation signals for XNEP:NUBL:

  • Interest Expense: NPR-1,794 Mil
  • GF Value™: NPR604.48 vs. price of NPR568.00 (6% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the XNEP:NUBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Address Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.
71GF Score

Get the complete analysis for XNEP:NUBL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR568.00
Price
NPR604.48
GF Value