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Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) E10 : NPR25.90 (As of Jan. 2025)


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What is Nirdhan Utthan Laghubitta Bittiyanstha E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Nirdhan Utthan Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Jan. 2025 was NPR5.956. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR25.90 for the trailing ten years ended in Jan. 2025.

During the past 12 months, Nirdhan Utthan Laghubitta Bittiyanstha's average E10 Growth Rate was -1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2025-04-16), Nirdhan Utthan Laghubitta Bittiyanstha's current stock price is NPR680.83. Nirdhan Utthan Laghubitta Bittiyanstha's E10 for the quarter that ended in Jan. 2025 was NPR25.90. Nirdhan Utthan Laghubitta Bittiyanstha's Shiller PE Ratio of today is 26.29.

During the past 13 years, the highest Shiller PE Ratio of Nirdhan Utthan Laghubitta Bittiyanstha was 32.69. The lowest was 21.08. And the median was 26.24.


Nirdhan Utthan Laghubitta Bittiyanstha E10 Historical Data

The historical data trend for Nirdhan Utthan Laghubitta Bittiyanstha's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Nirdhan Utthan Laghubitta Bittiyanstha E10 Chart

Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 26.46

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data
Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.38 26.71 26.46 25.79 25.90

Competitive Comparison of Nirdhan Utthan Laghubitta Bittiyanstha's E10

For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nirdhan Utthan Laghubitta Bittiyanstha's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Nirdhan Utthan Laghubitta Bittiyanstha's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Nirdhan Utthan Laghubitta Bittiyanstha's Shiller PE Ratio falls into.


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Nirdhan Utthan Laghubitta Bittiyanstha E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nirdhan Utthan Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Jan. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jan. 2025 (Change)*Current CPI (Jan. 2025)
=5.956/134.0288*134.0288
=5.956

Current CPI (Jan. 2025) = 134.0288.

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data

per share eps CPI Adj_EPS
201504 2.705 99.824 3.632
201507 3.279 100.691 4.365
201510 3.061 100.346 4.088
201601 2.348 99.957 3.148
201604 4.206 100.947 5.584
201607 5.817 101.524 7.679
201610 6.013 101.988 7.902
201701 5.522 102.456 7.224
201704 5.585 103.167 7.256
201707 4.760 103.278 6.177
201710 4.805 104.070 6.188
201801 5.510 104.578 7.062
201804 4.966 105.708 6.296
201807 5.514 106.324 6.951
201810 5.773 106.695 7.252
201901 6.985 106.200 8.815
201904 7.441 107.818 9.250
201907 7.121 108.250 8.817
201910 8.283 108.577 10.225
202001 7.191 108.841 8.855
202004 2.645 108.173 3.277
202007 -1.952 109.318 -2.393
202010 -9.462 109.861 -11.544
202101 18.849 110.364 22.891
202104 32.605 112.673 38.785
202107 14.093 115.183 16.399
202110 10.008 116.696 11.495
202201 8.177 118.619 9.239
202204 11.818 121.978 12.986
202207 -2.400 125.002 -2.573
202210 1.480 125.734 1.578
202301 6.200 126.223 6.583
202304 -4.767 127.992 -4.992
202307 4.820 128.974 5.009
202310 -5.470 129.810 -5.648
202401 6.455 130.124 6.649
202404 5.753 132.289 5.829
202407 3.460 132.708 3.494
202410 -0.750 133.182 -0.755
202501 5.956 134.029 5.956

Add all the adjusted EPS together and divide 10 will get our e10.


Nirdhan Utthan Laghubitta Bittiyanstha  (XNEP:NUBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Nirdhan Utthan Laghubitta Bittiyanstha's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=680.83/25.90
=26.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Nirdhan Utthan Laghubitta Bittiyanstha was 32.69. The lowest was 21.08. And the median was 26.24.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Nirdhan Utthan Laghubitta Bittiyanstha E10 Related Terms

Thank you for viewing the detailed overview of Nirdhan Utthan Laghubitta Bittiyanstha's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Traded in Other Exchanges
N/A
Address
Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions and shareholders fund. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments being Revenue and Expenses; Segment Assets and Segment Liabilities and Other Segments.

Nirdhan Utthan Laghubitta Bittiyanstha Headlines

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