Pretax income is the income that a company earns before paying income taxes. Nirdhan Utthan Laghubitta Bittiyanstha's pretax income for the
three
months ended in Apr. 2026 was NPR35 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Apr. 2026 was NPR856 Mil.
Nirdhan Utthan Laghubitta Bittiyanstha's pretax margin was 6.14%.
During the past 13 years, Nirdhan Utthan Laghubitta Bittiyanstha's highest Pretax Margin was 56.45%. The lowest was 11.74%. And the median was 44.75%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nirdhan Utthan Laghubitta Bittiyanstha Pre-Tax Income Related Terms
Nirdhan Utthan Laghubitta Bittiyanstha Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nirdhan Utthan Laghubitta Bittiyanstha Pre-Tax Income Chart
Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Nirdhan Utthan Laghubitta Bittiyanstha Pre-Tax Income Competitor Comparison
For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nirdhan Utthan Laghubitta Bittiyanstha Pre-Tax Income vs Banks Industry
Pre-Tax Income for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR856 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) has a Pre-Tax Income of NPR856 Mil as of Apr. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors.
Is Nirdhan Utthan Laghubitta Bittiyanstha's Pre-Tax Income too high?
Nirdhan Utthan Laghubitta Bittiyanstha's current Pre-Tax Income is NPR856 Mil. Overall, Nirdhan Utthan Laghubitta Bittiyanstha has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nirdhan Utthan Laghubitta Bittiyanstha's Pre-Tax Income compare to competitors?
Nirdhan Utthan Laghubitta Bittiyanstha's Pre-Tax Income of NPR856 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors. Nirdhan Utthan Laghubitta Bittiyanstha's current Pre-Tax Income is NPR856 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nirdhan Utthan Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR616.94, compared to a current price of NPR639.90 — trading 3.7% above its estimated fair value. The current Pre-Tax Income is NPR856 Mil. Nirdhan Utthan Laghubitta Bittiyanstha's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL), the current Pre-Tax Income is NPR856 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha stock appears to be overvalued.
The current stock price of NPR639.90 is trading 3.7% above its estimated GF Value™ of NPR616.94.
GuruFocus considers Nirdhan Utthan Laghubitta Bittiyanstha to be Fairly Valued.
Key valuation signals for XNEP:NUBL:
Pre-Tax Income: NPR856 Mil
GF Value™: NPR616.94 vs. price of NPR639.90 (3.7% above fair value)
No single metric tells the full story. See the XNEP:NUBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nirdhan Utthan Laghubitta Bittiyanstha Business Description
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.
76GF Score
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