Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NUBL Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
79 GF Score
Price NPR574.00
GF Value NPR616.61
Valuation Fairly Valued
! 2 Warning Signs
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What is Nirdhan Utthan Laghubitta Bittiyanstha Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-29), Nirdhan Utthan Laghubitta Bittiyanstha's Predictability Rank is 3-Stars. Nirdhan Utthan Laghubitta Bittiyanstha's intrinsic value calculated from the Discounted FCF model is NPR214.81 and current share price is NPR574.00. Consequently,

Nirdhan Utthan Laghubitta Bittiyanstha's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Nirdhan Utthan Laghubitta Bittiyanstha Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nirdhan Utthan Laghubitta Bittiyanstha Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Nirdhan Utthan Laghubitta Bittiyanstha's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Nirdhan Utthan Laghubitta Bittiyanstha's Margin of Safety % (DCF FCF Based) falls into.


XNEP:NUBL
79GF Score
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Nirdhan Utthan Laghubitta Bittiyanstha Margin of Safety % (DCF FCF Based) Calculation

Nirdhan Utthan Laghubitta Bittiyanstha's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-106.22-574.00)/-106.22
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR574.00 is trading 6.9% below its estimated GF Value™ of NPR616.61. GuruFocus considers Nirdhan Utthan Laghubitta Bittiyanstha to be Fairly Valued.

Key valuation signals for XNEP:NUBL:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: NPR616.61 vs. price of NPR574.00 (6.9% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NUBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Address Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.
79GF Score

Get the complete analysis for XNEP:NUBL

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR574.00
Price
NPR616.61
GF Value