FACO (First Acceptance) YoY EBITDA Growth: 22.07% (As of Jun. 2026)

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FACO First Acceptance Corp FACO
66 GF Score
Price $6.01
GF Value $4.65
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Acceptance YoY EBITDA Growth?

First Acceptance FACO -0.54% 66 YoY EBITDA Growth is 22.07% as of Jun. 2026. GuruFocus rates FACO with a GF Score™ of 66/100 and a GF Value™ of $4.65 (Modestly Overvalued). The stock has 7 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. First Acceptance's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was 22.07%.

First Acceptance's EBITDA per Share for the three months ended in Jun. 2026 was $0.37.

First Acceptance YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for First Acceptance's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Acceptance YoY EBITDA Growth Chart

First Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -94.42 -1,761.54 735.19 -63.99 15.08

First Acceptance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.07 82.30 21.09 132.03 22.07
FACO
66GF Score
First Acceptance Corp FACO
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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First Acceptance YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

First Acceptance's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(1.137-0.988)/ | 0.988 |
=15.08 %

First Acceptance's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(0.365-0.299)/ | 0.299 |
=22.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of 22.07% mean?
First Acceptance (FACO) has a YoY EBITDA Growth of 22.07% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for First Acceptance and its competitors.
Is First Acceptance's YoY EBITDA Growth too high?
First Acceptance's current YoY EBITDA Growth is 22.07%. Overall, First Acceptance has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Acceptance's YoY EBITDA Growth compare to OSG and MBI?
First Acceptance's YoY EBITDA Growth of 22.07% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for an Insurance company?
A good YoY EBITDA Growth depends on the Insurance industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for First Acceptance and its competitors. First Acceptance's current YoY EBITDA Growth is 22.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Acceptance stock overvalued right now?
Based on GuruFocus' analysis, First Acceptance (FACO) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.65, compared to a current price of $6.01 — trading 29.1% above its estimated fair value. The current YoY EBITDA Growth is 22.07%. First Acceptance's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For First Acceptance (FACO), the current YoY EBITDA Growth is 22.07% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Acceptance (FACO) Overvalued in 2026?

Based on GuruFocus' analysis, First Acceptance stock appears to be overvalued. The current stock price of $6.01 is trading 29.1% above its estimated GF Value™ of $4.65. GuruFocus considers First Acceptance to be Modestly Overvalued.

Key valuation signals for FACO:

  • YoY EBITDA Growth: 22.07%
  • GF Value™: $4.65 vs. price of $6.01 (29.1% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FACO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Acceptance Business Description

Address 3813 Green Hills Village Drive, Nashville, TN, USA, 37215
First Acceptance Corp is engaged in the financial services sector. It is principally a retailer, servicer, and underwriter of non-standard personal automobile insurance. The company's operations generate revenue from selling non-standard personal automobile insurance products and related products in the United States. Its suite of products comprises auto insurance, renters, motorcycle, roadside assistance, and hospital insurance. the company also operates a real estate and corporate segment, which consists of the activities related to the disposition of foreclosed real estate held for sale, interest expenses associated with all debt, and other general corporate overhead expenses.
66GF Score

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YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.01
Price
$4.65
GF Value