FACO (First Acceptance) Shareholder Yield % : 0.44% (As of Mar. 2026) — 19% Below Median

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FACO First Acceptance Corp FACO
68 GF Score
Price $5.41
GF Value $4.41
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Acceptance Shareholder Yield %?

First Acceptance FACO 68 Shareholder Yield % is 0.44% as of Mar. 2026, which is 19% below its 10-year median of 0.54. GuruFocus rates FACO with a GF Score™ of 68/100 and a GF Value™ of $4.41 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 489 Insurance companies, First Acceptance ranks worse than 67.89% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, First Acceptance's Shareholder Yield % was 0.44%.


First Acceptance  (OTCPK:FACO) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


First Acceptance Shareholder Yield % Related Terms


First Acceptance Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for First Acceptance's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Acceptance Shareholder Yield % Chart

First Acceptance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.28 6.37 -12.70 5.49 6.13

First Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.72 6.02 5.42 4.38 0.54

FACO vs JRVR, OSG, MBI: Shareholder Yield % Comparison

For the Insurance - Specialty subindustry, First Acceptance's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Acceptance Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, First Acceptance's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where First Acceptance's Shareholder Yield % falls into.


FACO
68GF Score
First Acceptance Corp FACO
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Acceptance Shareholder Yield % Calculation

First Acceptance's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0.52 %+0.02 %
=0.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 0.44% mean?
First Acceptance (FACO) has a Shareholder Yield % of 0.44% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Acceptance and its competitors. This is 19% below median its historical median of 0.54. According to the industry distribution chart, First Acceptance ranks #332 out of 489 companies in the Insurance industry, placing it in the top 67.9%.
Is First Acceptance's Shareholder Yield % too high?
First Acceptance's current Shareholder Yield % of 0.44% is 19% below median its 10-year median of 0.54. The Insurance industry median Shareholder Yield % is 2.73. First Acceptance's value of 0.44% is 83.9% below this industry median. Based on the distribution chart, First Acceptance ranks #332 out of 489 companies in the Insurance industry, which is below the industry midpoint. Overall, First Acceptance has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Acceptance's Shareholder Yield % compare to JRVR and OSG?
According to the Insurance industry distribution chart, First Acceptance ranks #332 out of 489 companies for Shareholder Yield %. This places First Acceptance in the lower half of its industry. The industry median Shareholder Yield % is 2.73. First Acceptance's value of 0.44% is 83.9% below this benchmark. While the company's 10-year median is 0.54 vs. the industry median of 2.73, First Acceptance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.73, based on 489 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Acceptance's current Shareholder Yield % of 0.44% is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on First Acceptance and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Acceptance's current Shareholder Yield % is 0.44%, which is 19% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Acceptance stock overvalued right now?
Based on GuruFocus' analysis, First Acceptance (FACO) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.41, compared to a current price of $5.41 — trading 22.7% above its estimated fair value. The current Shareholder Yield % is 0.44%, which is 19% below median its 10-year median of 0.54 and 83.9% below the Insurance industry median of 2.73. First Acceptance's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For First Acceptance (FACO), the current Shareholder Yield % is 0.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Acceptance (FACO) Overvalued in 2026?

Based on GuruFocus' analysis, First Acceptance stock appears to be overvalued. The current stock price of $5.41 is trading 22.7% above its estimated GF Value™ of $4.41. GuruFocus considers First Acceptance to be Modestly Overvalued.

Key valuation signals for FACO:

  • Shareholder Yield %: 0.44% (19% below median its 10-year median of 0.54)
  • GF Value™: $4.41 vs. price of $5.41 (22.7% above fair value)
  • GF Score™: 68/100 with 6 warning signs
  • Industry Position: 83.9% below the Insurance median (#332 of 489)

No single metric tells the full story. See the FACO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Acceptance Business Description

Address 3813 Green Hills Village Drive, Nashville, TN, USA, 37215
First Acceptance Corp is engaged in the financial services sector. It is principally a retailer, servicer, and underwriter of non-standard personal automobile insurance. The company's operations generate revenue from selling non-standard personal automobile insurance products and related products in the United States. Its suite of products comprises auto insurance, renters, motorcycle, roadside assistance, and hospital insurance. the company also operates a real estate and corporate segment, which consists of the activities related to the disposition of foreclosed real estate held for sale, interest expenses associated with all debt, and other general corporate overhead expenses.
68GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.41
Price
$4.41
GF Value