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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. First Acceptance's current 10-Year Share Buyback Ratio was 1.20%.
FACO's 10-Year Share Buyback Ratio is ranked better than 78.2% of 289
companies
in the Insurance industry
Industry Median: -0.5
vs FACO: 1.20
First Acceptance (OTCPK:FACO) 10-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
First Acceptance 10-Year Share Buyback Ratio Related Terms
FACO vs OSG, MBI, JRVR: 10-Year Share Buyback Ratio Comparison
For the Insurance - Specialty subindustry, First Acceptance's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Acceptance 10-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, First Acceptance's 10-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where First Acceptance's 10-Year Share Buyback Ratio falls into.
First Acceptance 10-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 10-Year Share Buyback Ratio of 1.20 mean?
First Acceptance (FACO) has a 10-Year Share Buyback Ratio of 1.20 as of Jun. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for First Acceptance and its competitors. According to the industry distribution chart, First Acceptance ranks #63 out of 289 companies in the Insurance industry, placing it in the top 21.8%.
Is First Acceptance's 10-Year Share Buyback Ratio too high?
First Acceptance's current 10-Year Share Buyback Ratio is 1.20. Based on the distribution chart, First Acceptance ranks #63 out of 289 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, First Acceptance has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Acceptance's 10-Year Share Buyback Ratio compare to OSG and MBI?
According to the Insurance industry distribution chart, First Acceptance ranks #63 out of 289 companies for 10-Year Share Buyback Ratio. This places First Acceptance in the top 22% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for an Insurance company?
A good 10-Year Share Buyback Ratio depends on the Insurance industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for First Acceptance and its competitors. First Acceptance's current 10-Year Share Buyback Ratio is 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Acceptance stock overvalued right now?
Based on GuruFocus' analysis, First Acceptance (FACO) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.67, compared to a current price of $6.05 — trading 29.6% above its estimated fair value. The current 10-Year Share Buyback Ratio is 1.20. First Acceptance's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For First Acceptance (FACO), the current 10-Year Share Buyback Ratio is 1.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Acceptance (FACO) Overvalued in 2026?
Based on GuruFocus' analysis, First Acceptance stock appears to be overvalued.
The current stock price of $6.05 is trading 29.6% above its estimated GF Value™ of $4.67.
GuruFocus considers First Acceptance to be Modestly Overvalued.
Key valuation signals for FACO:
10-Year Share Buyback Ratio: 1.20
GF Value™: $4.67 vs. price of $6.05 (29.6% above fair value)
No single metric tells the full story. See the FACO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Acceptance Corp is engaged in the financial services sector. It is principally a retailer, servicer, and underwriter of non-standard personal automobile insurance. The company's operations generate revenue from selling non-standard personal automobile insurance products and related products in the United States. Its suite of products comprises auto insurance, renters, motorcycle, roadside assistance, and hospital insurance. the company also operates a real estate and corporate segment, which consists of the activities related to the disposition of foreclosed real estate held for sale, interest expenses associated with all debt, and other general corporate overhead expenses.
66GF Score
Get the complete analysis for FACO
10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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