FACO (First Acceptance) 5-Year Yield-on-Cost %: 0.00 (As of Aug. 01, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FACO First Acceptance Corp FACO
68 GF Score
Price $5.41
GF Value $4.41
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Acceptance 5-Year Yield-on-Cost %?

First Acceptance FACO 68 5-Year Yield-on-Cost % is 0.00 as of Aug. 01, 2026. GuruFocus rates FACO with a GF Score™ of 68/100 and a GF Value™ of $4.41 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 420 Insurance companies, First Acceptance ranks worse than 238095% on this metric.

First Acceptance's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for First Acceptance's 5-Year Yield-on-Cost % or its related term are showing as below:



FACO's 5-Year Yield-on-Cost % is not ranked *
in the Insurance industry.
Industry Median: 3.87
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

First Acceptance  (OTCPK:FACO) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


First Acceptance 5-Year Yield-on-Cost % Related Terms


FACO vs JRVR, OSG, MBI: 5-Year Yield-on-Cost % Comparison

For the Insurance - Specialty subindustry, First Acceptance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Acceptance 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, First Acceptance's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where First Acceptance's 5-Year Yield-on-Cost % falls into.


FACO
68GF Score
First Acceptance Corp FACO
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Acceptance 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of First Acceptance is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
First Acceptance (FACO) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Acceptance and its competitors. According to the industry distribution chart, First Acceptance ranks #999999 out of 420 companies in the Insurance industry.
Is First Acceptance's 5-Year Yield-on-Cost % too high?
First Acceptance's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, First Acceptance ranks #999999 out of 420 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, First Acceptance has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Acceptance's 5-Year Yield-on-Cost % compare to JRVR and OSG?
According to the Insurance industry distribution chart, First Acceptance ranks #999999 out of 420 companies for 5-Year Yield-on-Cost %. This places First Acceptance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Acceptance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Acceptance's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Acceptance stock overvalued right now?
Based on GuruFocus' analysis, First Acceptance (FACO) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.41, compared to a current price of $5.41 — trading 22.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. First Acceptance's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Acceptance (FACO), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Acceptance (FACO) Overvalued in 2026?

Based on GuruFocus' analysis, First Acceptance stock appears to be overvalued. The current stock price of $5.41 is trading 22.7% above its estimated GF Value™ of $4.41. GuruFocus considers First Acceptance to be Modestly Overvalued.

Key valuation signals for FACO:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $4.41 vs. price of $5.41 (22.7% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the FACO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Acceptance Business Description

Address 3813 Green Hills Village Drive, Nashville, TN, USA, 37215
First Acceptance Corp is engaged in the financial services sector. It is principally a retailer, servicer, and underwriter of non-standard personal automobile insurance. The company's operations generate revenue from selling non-standard personal automobile insurance products and related products in the United States. Its suite of products comprises auto insurance, renters, motorcycle, roadside assistance, and hospital insurance. the company also operates a real estate and corporate segment, which consists of the activities related to the disposition of foreclosed real estate held for sale, interest expenses associated with all debt, and other general corporate overhead expenses.
68GF Score

Get the complete analysis for FACO

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.41
Price
$4.41
GF Value