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First AcceptanceFACO 68 OCF Yield % is 16.44 as of Aug. 01, 2026, which is 20% above its 10-year median of 13.74. GuruFocus rates FACO with a GF Score™ of 68/100 and a GF Value™ of $4.41 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 504 Insurance companies, First Acceptance ranks better than 72.82% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Acceptance OCF Yield % Related Terms
First Acceptance OCF Yield % Historical Data
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The historical data trend for First Acceptance's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, First Acceptance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Acceptance OCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, First Acceptance's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First Acceptance's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Acceptance (FACO) has a OCF Yield % of 16.44 as of Aug. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Acceptance and its competitors. This is 20% above median its historical median of 13.74. According to the industry distribution chart, First Acceptance ranks #137 out of 504 companies in the Insurance industry, placing it in the top 27.2%.
Is First Acceptance's OCF Yield % too high?
First Acceptance's current OCF Yield % of 16.44 is 20% above median its 10-year median of 13.74. The Insurance industry median OCF Yield % is 8.23. First Acceptance's value of 16.44 is 99.9% above this industry median. Based on the distribution chart, First Acceptance ranks #137 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, First Acceptance has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Acceptance's OCF Yield % compare to JRVR and OSG?
According to the Insurance industry distribution chart, First Acceptance ranks #137 out of 504 companies for OCF Yield %. This puts First Acceptance in the upper half of its industry. The industry median OCF Yield % is 8.23. First Acceptance's value of 16.44 is 99.9% above this benchmark. While the company's 10-year median is 13.74 vs. the industry median of 8.23, First Acceptance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.23, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Acceptance's current OCF Yield % of 16.44 is 99.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Acceptance and its competitors. For the Insurance industry, the median OCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Acceptance's current OCF Yield % is 16.44, which is 20% above median its own 10-year median of 13.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Acceptance stock overvalued right now?
Based on GuruFocus' analysis, First Acceptance (FACO) is currently considered Modestly Overvalued. The stock's GF Value™ is $4.41, compared to a current price of $5.41 — trading 22.7% above its estimated fair value. The current OCF Yield % is 16.44, which is 20% above median its 10-year median of 13.74 and 99.9% above the Insurance industry median of 8.23. First Acceptance's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Acceptance (FACO), the current OCF Yield % is 16.44 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Acceptance (FACO) Overvalued in 2026?
Based on GuruFocus' analysis, First Acceptance stock appears to be overvalued.
The current stock price of $5.41 is trading 22.7% above its estimated GF Value™ of $4.41.
GuruFocus considers First Acceptance to be Modestly Overvalued.
Key valuation signals for FACO:
OCF Yield %: 16.44 (20% above median its 10-year median of 13.74)
GF Value™: $4.41 vs. price of $5.41 (22.7% above fair value)
Industry Position: 99.9% above the Insurance median (#137 of 504)
No single metric tells the full story. See the FACO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Acceptance Corp is engaged in the financial services sector. It is principally a retailer, servicer, and underwriter of non-standard personal automobile insurance. The company's operations generate revenue from selling non-standard personal automobile insurance products and related products in the United States. Its suite of products comprises auto insurance, renters, motorcycle, roadside assistance, and hospital insurance. the company also operates a real estate and corporate segment, which consists of the activities related to the disposition of foreclosed real estate held for sale, interest expenses associated with all debt, and other general corporate overhead expenses.
68GF Score
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