SBI Cards and Payment Services (NSE:SBICARD) Institutional Ownership: 17.55% (As of Aug. 27, 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SBICARD SBI Cards and Payment Services Ltd NSE:SBICARD
65 GF Score
Price ₹660.10
GF Value ₹964.06
Valuation Significantly Undervalued
! 3 Warning Signs
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What is SBI Cards and Payment Services Institutional Ownership?

SBI Cards and Payment Services NSE:SBICARD +1.40% 65 Institutional Ownership is 17.55% as of Aug. 27, 2026. GuruFocus rates NSE:SBICARD with a GF Score™ of 65/100 and a GF Value™ of ₹964.06 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, SBI Cards and Payment Services's institutional ownership is 17.55%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, SBI Cards and Payment Services's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, SBI Cards and Payment Services's Float Percentage Of Total Shares Outstanding is 0.00%.

SBI Cards and Payment Services Institutional Ownership Historical Data

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The historical data trend for SBI Cards and Payment Services's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Cards and Payment Services Institutional Ownership Chart

SBI Cards and Payment Services Historical Data

The historical data trend for SBI Cards and Payment Services can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 16.71 16.73 17.22 17.07 17.40 17.37 17.58 17.27 17.21 17.55
NSE:SBICARD
65GF Score
SBI Cards and Payment Services Ltd NSE:SBICARD
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Cards and Payment Services Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 17.55% mean?
SBI Cards and Payment Services (NSE:SBICARD) has a Institutional Ownership of 17.55% as of Aug. 27, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on SBI Cards and Payment Services and its competitors.
Is SBI Cards and Payment Services' Institutional Ownership too high?
SBI Cards and Payment Services' current Institutional Ownership is 17.55%. Overall, SBI Cards and Payment Services has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Cards and Payment Services' Institutional Ownership compare to V and MA?
SBI Cards and Payment Services' Institutional Ownership of 17.55% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on SBI Cards and Payment Services and its competitors. SBI Cards and Payment Services's current Institutional Ownership is 17.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Cards and Payment Services stock overvalued right now?
Based on GuruFocus' analysis, SBI Cards and Payment Services (NSE:SBICARD) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹964.06, compared to a current price of ₹660.10 — trading 31.5% below its estimated fair value. The current Institutional Ownership is 17.55%. SBI Cards and Payment Services' overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For SBI Cards and Payment Services (NSE:SBICARD), the current Institutional Ownership is 17.55% as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Cards and Payment Services (NSE:SBICARD) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued. The current stock price of ₹660.10 is trading 31.5% below its estimated GF Value™ of ₹964.06. GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.

Key valuation signals for NSE:SBICARD:

  • Institutional Ownership: 17.55%
  • GF Value™: ₹964.06 vs. price of ₹660.10 (31.5% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBICARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBI Cards and Payment Services Business Description

Other Exchanges 543066:India
Address DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2, Building 3, Gurugram, HR, IND, 122002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
65GF Score

Get the complete analysis for NSE:SBICARD

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹660.10
Price
₹964.06
GF Value