SBI Cards and Payment Services (NSE:SBICARD) Total Noninterest Expense: ₹133,988 Mil (As of Jun. 2026)

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NSE:SBICARD SBI Cards and Payment Services Ltd NSE:SBICARD
66 GF Score
Price ₹655.20
GF Value ₹972.75
Valuation Significantly Undervalued
! 3 Warning Signs
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What is SBI Cards and Payment Services Total Noninterest Expense?

SBI Cards and Payment Services NSE:SBICARD -1.67% 66 Total Noninterest Expense is ₹133,988 Mil as of Jun. 2026. GuruFocus rates NSE:SBICARD with a GF Score™ of 66/100 and a GF Value™ of ₹972.75 (Significantly Undervalued). The stock has 3 warning signs investors should review.

SBI Cards and Payment Services's Total Noninterest Expense for the three months ended in Jun. 2026 was ₹31,708 Mil. SBI Cards and Payment Services's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹133,988 Mil.


SBI Cards and Payment Services Total Noninterest Expense Related Terms


SBI Cards and Payment Services Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for SBI Cards and Payment Services's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Cards and Payment Services Total Noninterest Expense Chart

SBI Cards and Payment Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64,639.30 76,472.30 95,193.70 116,889.00 127,138.20

SBI Cards and Payment Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32,867.20 35,073.60 34,725.90 32,480.70 31,708.00
NSE:SBICARD
66GF Score
SBI Cards and Payment Services Ltd NSE:SBICARD
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Cards and Payment Services Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹133,988 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of ₹133,988 Mil mean?
SBI Cards and Payment Services (NSE:SBICARD) has a Total Noninterest Expense of ₹133,988 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on SBI Cards and Payment Services and its competitors.
Is SBI Cards and Payment Services' Total Noninterest Expense too high?
SBI Cards and Payment Services' current Total Noninterest Expense is ₹133,988 Mil. Overall, SBI Cards and Payment Services has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Cards and Payment Services' Total Noninterest Expense compare to V and MA?
SBI Cards and Payment Services' Total Noninterest Expense of ₹133,988 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on SBI Cards and Payment Services and its competitors. SBI Cards and Payment Services's current Total Noninterest Expense is ₹133,988 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Cards and Payment Services stock overvalued right now?
Based on GuruFocus' analysis, SBI Cards and Payment Services (NSE:SBICARD) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹972.75, compared to a current price of ₹655.20 — trading 32.6% below its estimated fair value. The current Total Noninterest Expense is ₹133,988 Mil. SBI Cards and Payment Services' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For SBI Cards and Payment Services (NSE:SBICARD), the current Total Noninterest Expense is ₹133,988 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Cards and Payment Services (NSE:SBICARD) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued. The current stock price of ₹655.20 is trading 32.6% below its estimated GF Value™ of ₹972.75. GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.

Key valuation signals for NSE:SBICARD:

  • Total Noninterest Expense: ₹133,988 Mil
  • GF Value™: ₹972.75 vs. price of ₹655.20 (32.6% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the NSE:SBICARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Cards and Payment Services Business Description

Other Exchanges 543066:India
Address DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2, Building 3, Gurugram, HR, IND, 122002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
66GF Score

Get the complete analysis for NSE:SBICARD

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹655.20
Price
₹972.75
GF Value