GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » SBI Cards and Payment Services Ltd (NSE:SBICARD) » Definitions » 3-Year RORE %

SBI Cards and Payment Services (NSE:SBICARD) 3-Year RORE % : 1.49% (As of Sep. 2024)


View and export this data going back to 2020. Start your Free Trial

What is SBI Cards and Payment Services 3-Year RORE %?

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. SBI Cards and Payment Services's 3-Year RORE % for the quarter that ended in Sep. 2024 was 1.49%.

The industry rank for SBI Cards and Payment Services's 3-Year RORE % or its related term are showing as below:

NSE:SBICARD's 3-Year RORE % is ranked worse than
54.49% of 512 companies
in the Credit Services industry
Industry Median: 5.005 vs NSE:SBICARD: 1.49

SBI Cards and Payment Services 3-Year RORE % Historical Data

The historical data trend for SBI Cards and Payment Services's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SBI Cards and Payment Services 3-Year RORE % Chart

SBI Cards and Payment Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
3-Year RORE %
Get a 7-Day Free Trial - 12.47 9.85 29.64 14.18

SBI Cards and Payment Services Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.42 21.23 14.18 8.00 1.49

Competitive Comparison of SBI Cards and Payment Services's 3-Year RORE %

For the Credit Services subindustry, SBI Cards and Payment Services's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Cards and Payment Services's 3-Year RORE % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where SBI Cards and Payment Services's 3-Year RORE % falls into.



SBI Cards and Payment Services 3-Year RORE % Calculation

SBI Cards and Payment Services's 3-Year RORE % for the quarter that ended in Sep. 2024 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 23.24-22.31 )/( 69.78-7.5 )
=0.93/62.28
=1.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Sep. 2024 and 3-year before.


SBI Cards and Payment Services  (NSE:SBICARD) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


SBI Cards and Payment Services 3-Year RORE % Related Terms

Thank you for viewing the detailed overview of SBI Cards and Payment Services's 3-Year RORE % provided by GuruFocus.com. Please click on the following links to see related term pages.


SBI Cards and Payment Services Business Description

Traded in Other Exchanges
Address
DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2, Building 3, Gurugram, HR, IND, 122002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.

SBI Cards and Payment Services Headlines

No Headlines