SBI Cards and Payment Services (NSE:SBICARD) Operating Margin %


NSE:SBICARD SBI Cards and Payment Services Ltd NSE:SBICARD
65 GF Score
Price ₹624.85
GF Value ₹1,013.97
Valuation Significantly Undervalued
! 2 Warning Signs
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What is SBI Cards and Payment Services Operating Margin %?

Operating Margin % does not apply to banks and insurance companies.

NSE:SBICARD
65GF Score
SBI Cards and Payment Services Ltd NSE:SBICARD
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SBI Cards and Payment Services (NSE:SBICARD) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued. The current stock price of ₹624.85 is trading 38.4% below its estimated GF Value™ of ₹1,013.97. GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.

Key valuation signals for NSE:SBICARD:

  • Operating Margin %:
  • GF Value™: ₹1,013.97 vs. price of ₹624.85 (38.4% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the NSE:SBICARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SBI Cards and Payment Services Business Description

Other Exchanges 543066:India
Address DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2, Building 3, Gurugram, HR, IND, 122002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
65GF Score

Get the complete analysis for NSE:SBICARD

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹624.85
Price
₹1,013.97
GF Value