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Klarna GroupMEX:KLARN 10 Interest Coverage is 1.21 as of Mar. 2026, which is 70% above its 10-year median of 0.71. GuruFocus rates MEX:KLARN with a GF Score™ of 10/100. The stock has 3 warning signs investors should review. Among 156 Credit Services companies, Klarna Group ranks worse than 96.79% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Klarna Group's
Operating Income
for the
three
months ended in Mar. 2026 was MXN3,390 Mil. Klarna Group's Interest Expense for the
three
months ended in Mar. 2026 was MXN-2,795 Mil.
Klarna Group's interest coverage for the quarter that ended in Mar. 2026 was 1.21.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Klarna Group's Interest Coverage or its related term are showing as below:
MEX:KLARN'
s Interest Coverage Range Over the Past 10 Years
Min: 0.66 Med: 0.71 Max: 0.81
Current: 0.81
MEX:KLARN's Interest Coverage is ranked worse than 96.79% of 156
companies
in the Credit Services industry
Industry Median: 50.585
vs MEX:KLARN: 0.81
Klarna Group (MEX:KLARN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Klarna Group Interest Coverage Related Terms
Klarna Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Klarna Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MEX:KLARN vs SLM, ENVA, CACC: Interest Coverage Comparison
For the Credit Services subindustry, Klarna Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Klarna Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (MEX:KLARN) has a Interest Coverage of 1.21 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Klarna Group and its competitors. This is 70% above median its historical median of 0.71. Over the past decade, Klarna Group's Interest Coverage has ranged from 0.66 to 0.81. According to the industry distribution chart, Klarna Group ranks #151 out of 156 companies in the Credit Services industry, placing it in the top 96.8%.
Is Klarna Group's Interest Coverage too high?
Klarna Group's current Interest Coverage of 1.21 is 70% above median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 0.81. The Credit Services industry median Interest Coverage is 50.59. Klarna Group's value of 1.21 is 97.6% below this industry median. Based on the distribution chart, Klarna Group ranks #151 out of 156 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Klarna Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's Interest Coverage compare to SLM and ENVA?
According to the Credit Services industry distribution chart, Klarna Group ranks #151 out of 156 companies for Interest Coverage. This places Klarna Group in the lower half of its industry. The industry median Interest Coverage is 50.59. Klarna Group's value of 1.21 is 97.6% below this benchmark. Historically, Klarna Group's own Interest Coverage has ranged from 0.66 to 0.81 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 50.59, Klarna Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 50.59, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Klarna Group's current Interest Coverage of 1.21 is 97.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Klarna Group and its competitors. For the Credit Services industry, the median Interest Coverage is 50.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Klarna Group's current Interest Coverage is 1.21, which is 70% above median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (MEX:KLARN) has a current Interest Coverage of 1.21. The current Interest Coverage is 1.21, which is 70% above median its 10-year median of 0.71 and 97.6% below the Credit Services industry median of 50.59. Klarna Group's overall GF Score™ is 10/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Klarna Group (MEX:KLARN), the current Interest Coverage is 1.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
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