L&T Finance (NSE:LTF) Interest Expense: ₹-70,544 Mil (TTM As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:LTF L&T Finance Ltd NSE:LTF
61 GF Score
Price ₹315.30
GF Value ₹241.97
Valuation Modestly Overvalued
! 6 Warning Signs
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What is L&T Finance Interest Expense?

L&T Finance NSE:LTF -2.89% 61 Interest Expense is ₹-70,544 Mil as of Jun. 2026. GuruFocus rates NSE:LTF with a GF Score™ of 61/100 and a GF Value™ of ₹241.97 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. L&T Finance's interest expense for the three months ended in Jun. 2026 was ₹ -19,701 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-70,544 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. L&T Finance's Operating Income for the three months ended in Jun. 2026 was ₹ Mil. L&T Finance's Interest Expense for the three months ended in Jun. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

L&T Finance Interest Expense Historical Data

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The historical data trend for L&T Finance's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

L&T Finance Interest Expense Chart

L&T Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -57,537.90 -57,972.40 -53,771.90 -59,967.60 -67,200.80

L&T Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16,357.40 -16,342.90 -17,030.20 -17,470.30 -19,700.70
NSE:LTF
61GF Score
L&T Finance Ltd NSE:LTF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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L&T Finance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-70,544 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-70,544 Mil mean?
L&T Finance (NSE:LTF) has a Interest Expense of ₹-70,544 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on L&T Finance and its competitors.
Is L&T Finance's Interest Expense too high?
L&T Finance's current Interest Expense is ₹-70,544 Mil. Overall, L&T Finance has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does L&T Finance's Interest Expense compare to V and MA?
L&T Finance's Interest Expense of ₹-70,544 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on L&T Finance and its competitors. L&T Finance's current Interest Expense is ₹-70,544 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L&T Finance stock overvalued right now?
Based on GuruFocus' analysis, L&T Finance (NSE:LTF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹241.97, compared to a current price of ₹315.30 — trading 30.3% above its estimated fair value. The current Interest Expense is ₹-70,544 Mil. L&T Finance's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For L&T Finance (NSE:LTF), the current Interest Expense is ₹-70,544 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L&T Finance (NSE:LTF) Overvalued in 2026?

Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued. The current stock price of ₹315.30 is trading 30.3% above its estimated GF Value™ of ₹241.97. GuruFocus considers L&T Finance to be Modestly Overvalued.

Key valuation signals for NSE:LTF:

  • Interest Expense: ₹-70,544 Mil
  • GF Value™: ₹241.97 vs. price of ₹315.30 (30.3% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

L&T Finance Business Description

Other Exchanges 533519:India
Address C.S.T. Road, Plot No. 177, Brindavan, Kalina, Santacruz (East), Mumbai, MH, IND, 400098
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
61GF Score

Get the complete analysis for NSE:LTF

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹315.30
Price
₹241.97
GF Value