L&T Finance (NSE:LTF) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


NSE:LTF L&T Finance Ltd NSE:LTF
61 GF Score
Price ₹299.00
GF Value ₹237.72
Valuation Modestly Overvalued
! 3 Warning Signs
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What is L&T Finance Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), L&T Finance's Predictability Rank is 2-Stars. L&T Finance's intrinsic value calculated from the Discounted FCF model is ₹117.33 and current share price is ₹299.00. Consequently,

L&T Finance's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

NSE:LTF vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, L&T Finance's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

L&T Finance Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, L&T Finance's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where L&T Finance's Margin of Safety % (DCF FCF Based) falls into.


NSE:LTF
61GF Score
L&T Finance Ltd NSE:LTF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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L&T Finance Margin of Safety % (DCF FCF Based) Calculation

L&T Finance's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-533.98-299.00)/-533.98
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is L&T Finance (NSE:LTF) Overvalued in 2026?

Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued. The current stock price of ₹299.00 is trading 25.8% above its estimated GF Value™ of ₹237.72. GuruFocus considers L&T Finance to be Modestly Overvalued.

Key valuation signals for NSE:LTF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₹237.72 vs. price of ₹299.00 (25.8% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

L&T Finance Business Description

Other Exchanges 533519:India
Address C.S.T. Road, Plot No. 177, Brindavan, Kalina, Santacruz (East), Mumbai, MH, IND, 400098
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
61GF Score

Get the complete analysis for NSE:LTF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹299.00
Price
₹237.72
GF Value