L&T Finance (NSE:LTF) Altman Z-Score


NSE:LTF L&T Finance Ltd NSE:LTF
61 GF Score
Price ₹312.70
GF Value ₹238.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is L&T Finance Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

NSE:LTF
61GF Score
L&T Finance Ltd NSE:LTF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is L&T Finance (NSE:LTF) Overvalued in 2026?

Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued. The current stock price of ₹312.70 is trading 31% above its estimated GF Value™ of ₹238.64. GuruFocus considers L&T Finance to be Significantly Overvalued.

Key valuation signals for NSE:LTF:

  • Altman Z-Score:
  • GF Value™: ₹238.64 vs. price of ₹312.70 (31% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


L&T Finance Business Description

Other Exchanges 533519:India
Address C.S.T. Road, Plot No. 177, Brindavan, Kalina, Santacruz (East), Mumbai, MH, IND, 400098
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
61GF Score

Get the complete analysis for NSE:LTF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹312.70
Price
₹238.64
GF Value