L&T Finance (NSE:LTF) Scaled Net Operating Assets: 0.00 (As of Jun. 2026)

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NSE:LTF L&T Finance Ltd NSE:LTF
61 GF Score
Price ₹310.05
GF Value ₹243.57
Valuation Modestly Overvalued
! 5 Warning Signs
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What is L&T Finance Scaled Net Operating Assets?

L&T Finance NSE:LTF +0.16% 61 Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus rates NSE:LTF with a GF Score™ of 61/100 and a GF Value™ of ₹243.57 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

L&T Finance's operating assets for the quarter that ended in Jun. 2026 was ₹0 Mil. L&T Finance's operating liabilities for the quarter that ended in Jun. 2026 was ₹0 Mil. L&T Finance's Total Assets for the quarter that ended in Mar. 2026 was ₹1,422,053 Mil. Therefore, L&T Finance's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.00.

NSE:LTF
61GF Score
L&T Finance Ltd NSE:LTF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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L&T Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

L&T Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1363276.8-38736.2)/1204093.6
=1.10

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1422053.1 - 58776.3
=1363276.8

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1141712.8 - 1102976.6 - 0
=38736.2

L&T Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(0-0)/1422053.1
=0.00

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=0 - 0
=0

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=0 - 0 - 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.00 mean?
L&T Finance (NSE:LTF) has a Scaled Net Operating Assets of 0.00 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on L&T Finance and its competitors.
Is L&T Finance's Scaled Net Operating Assets too high?
L&T Finance's current Scaled Net Operating Assets is 0.00. Overall, L&T Finance has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does L&T Finance's Scaled Net Operating Assets compare to V and MA?
L&T Finance's Scaled Net Operating Assets of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on L&T Finance and its competitors. L&T Finance's current Scaled Net Operating Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L&T Finance stock overvalued right now?
Based on GuruFocus' analysis, L&T Finance (NSE:LTF) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹243.57, compared to a current price of ₹310.05 — trading 27.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.00. L&T Finance's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For L&T Finance (NSE:LTF), the current Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L&T Finance (NSE:LTF) Overvalued in 2026?

Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued. The current stock price of ₹310.05 is trading 27.3% above its estimated GF Value™ of ₹243.57. GuruFocus considers L&T Finance to be Modestly Overvalued.

Key valuation signals for NSE:LTF:

  • Scaled Net Operating Assets: 0.00
  • GF Value™: ₹243.57 vs. price of ₹310.05 (27.3% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

L&T Finance Business Description

Other Exchanges 533519:India
Address C.S.T. Road, Plot No. 177, Brindavan, Kalina, Santacruz (East), Mumbai, MH, IND, 400098
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
61GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹310.05
Price
₹243.57
GF Value