L&T Finance (NSE:LTF) Scaled Net Operating Assets: N/A (As of Mar. 2026)


NSE:LTF L&T Finance Ltd NSE:LTF
61 GF Score
Price ₹327.00
GF Value ₹239.27
Valuation Significantly Overvalued
! 8 Warning Signs
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What is L&T Finance Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

L&T Finance's operating assets for the quarter that ended in Mar. 2026 was ₹1,363,277 Mil. L&T Finance's operating liabilities for the quarter that ended in Mar. 2026 was ₹38,736 Mil. L&T Finance's Total Assets for the quarter that ended in Dec. 2025 was ₹0 Mil. Therefore, L&T Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.

NSE:LTF
61GF Score
L&T Finance Ltd NSE:LTF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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L&T Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

L&T Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1363276.8-38736.2)/1204093.6
=1.10

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1422053.1 - 58776.3
=1363276.8

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1141712.8 - 1102976.6 - 0
=38736.2

L&T Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1363276.8-38736.2)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1422053.1 - 58776.3
=1363276.8

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1141712.8 - 1102976.6 - 0
=38736.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is L&T Finance (NSE:LTF) Overvalued in 2026?

Based on GuruFocus' analysis, L&T Finance stock appears to be overvalued. The current stock price of ₹327.00 is trading 36.7% above its estimated GF Value™ of ₹239.27. GuruFocus considers L&T Finance to be Significantly Overvalued.

Key valuation signals for NSE:LTF:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹239.27 vs. price of ₹327.00 (36.7% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the NSE:LTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

L&T Finance Business Description

Other Exchanges 533519:India
Address C.S.T. Road, Plot No. 177, Brindavan, Kalina, Santacruz (East), Mumbai, MH, IND, 400098
L&T Finance Ltd upper layer Non-Banking Financial Company (NBFC) in India, offering lending options and catering to diverse financing needs of both urban and rural segments. It has a lending business catering to the diverse financing needs of served and underserved customers. L&T Finance offers Personal loans, Two-Wheeler loans, Home loans, Rural Business loans, Farm loans, and SME loans.
61GF Score

Get the complete analysis for NSE:LTF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹327.00
Price
₹239.27
GF Value