Willplus Holdings (TSE:3538) Interest Coverage: 13.05 (As of Dec. 2025) — 84% Below Median

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TSE:3538 Willplus Holdings Corp TSE:3538
69 GF Score
Price 円931.00
GF Value 円2,294.75
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Willplus Holdings Interest Coverage?

Willplus Holdings TSE:3538 -1.17% 69 Interest Coverage is 13.05 as of Dec. 2025, which is 84% below its 10-year median of 79.91. GuruFocus rates TSE:3538 with a GF Score™ of 69/100 and a GF Value™ of 円2,294.75 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,068 Vehicles & Parts companies, Willplus Holdings ranks better than 56.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Willplus Holdings's Operating Income for the three months ended in Dec. 2025 was 円406 Mil. Willplus Holdings's Interest Expense for the three months ended in Dec. 2025 was 円-31 Mil. Willplus Holdings's interest coverage for the quarter that ended in Dec. 2025 was 13.05. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Willplus Holdings's Interest Coverage or its related term are showing as below:

TSE:3538' s Interest Coverage Range Over the Past 10 Years
Min: 10.34   Med: 79.91   Max: 214.72
Current: 10.34


TSE:3538's Interest Coverage is ranked better than
56.46% of 1068 companies
in the Vehicles & Parts industry
Industry Median: 8.385 vs TSE:3538: 10.34

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Willplus Holdings  (TSE:3538) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Willplus Holdings Interest Coverage Related Terms


Willplus Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Willplus Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Willplus Holdings Interest Coverage Chart

Willplus Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 185.11 214.72 153.62 72.50 16.56

Willplus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.44 13.60 12.46 13.05 4.74

TSE:3538 vs CVNA, PAG, ALTB: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, Willplus Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Willplus Holdings Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Willplus Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Willplus Holdings's Interest Coverage falls into.


TSE:3538
69GF Score
Willplus Holdings Corp TSE:3538
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Willplus Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Willplus Holdings's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Willplus Holdings's Interest Expense was 円-112 Mil. Its Operating Income was 円1,850 Mil. And its Long-Term Debt & Capital Lease Obligation was 円6,172 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*1849.606/-111.662
=16.56

Willplus Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Willplus Holdings's Interest Expense was 円-31 Mil. Its Operating Income was 円406 Mil. And its Long-Term Debt & Capital Lease Obligation was 円4,873 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*405.833/-31.107
=13.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 13.05 mean?
Willplus Holdings (TSE:3538) has a Interest Coverage of 13.05 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Willplus Holdings and its competitors. This is 84% below median its historical median of 79.91. Over the past decade, Willplus Holdings' Interest Coverage has ranged from 10.34 to 214.72. According to the industry distribution chart, Willplus Holdings ranks #465 out of 1068 companies in the Vehicles & Parts industry, placing it in the top 43.5%.
Is Willplus Holdings' Interest Coverage too high?
Willplus Holdings' current Interest Coverage of 13.05 is 84% below median its 10-year median of 79.91. Over the past 10 years, this metric has ranged from a low of 10.34 to a high of 214.72. The Vehicles & Parts industry median Interest Coverage is 8.39. Willplus Holdings' value of 13.05 is 55.6% above this industry median. Based on the distribution chart, Willplus Holdings ranks #465 out of 1068 companies in the Vehicles & Parts industry, which is above the industry midpoint. Overall, Willplus Holdings has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Willplus Holdings' Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Willplus Holdings ranks #465 out of 1068 companies for Interest Coverage. This puts Willplus Holdings in the upper half of its industry. The industry median Interest Coverage is 8.39. Willplus Holdings' value of 13.05 is 55.6% above this benchmark. Historically, Willplus Holdings' own Interest Coverage has ranged from 10.34 to 214.72 over the past decade. While the company's 10-year median is 79.91 vs. the industry median of 8.39, Willplus Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.39, based on 1,068 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Willplus Holdings's current Interest Coverage of 13.05 is 55.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Willplus Holdings and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Willplus Holdings's current Interest Coverage is 13.05, which is 84% below median its own 10-year median of 79.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willplus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Willplus Holdings (TSE:3538) is currently considered Possible Value Trap. The stock's GF Value™ is 円2,294.75, compared to a current price of 円931.00 — trading 59.4% below its estimated fair value. The current Interest Coverage is 13.05, which is 84% below median its 10-year median of 79.91 and 55.6% above the Vehicles & Parts industry median of 8.39. Willplus Holdings' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Willplus Holdings (TSE:3538), the current Interest Coverage is 13.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Willplus Holdings (TSE:3538) Overvalued in 2026?

Based on GuruFocus' analysis, Willplus Holdings stock appears to be undervalued. The current stock price of 円931.00 is trading 59.4% below its estimated GF Value™ of 円2,294.75. GuruFocus considers Willplus Holdings to be Possible Value Trap.

Key valuation signals for TSE:3538:

  • Interest Coverage: 13.05 (84% below median its 10-year median of 79.91)
  • GF Value™: 円2,294.75 vs. price of 円931.00 (59.4% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 55.6% above the Vehicles & Parts median (#465 of 1068)

No single metric tells the full story. See the TSE:3538 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Willplus Holdings Business Description

Address Shiba 5-chome Shiba 5-chome, Minato-ku, Shiba Mita Mori Building, 8th Floor, Tokyo, JPN
Willplus Holdings Corp is a Japanese firm. It is a retailer of the imported car. The Company sells cars of brands including Jaguar, Fiat, Chrysler, Jeep, BMW, Porsche, and Volvo.
69GF Score

Get the complete analysis for TSE:3538

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円931.00
Price
円2,294.75
GF Value