EPFCF (Everyday People Financial) Interest Expense: $-1.33 Mil (TTM As of Mar. 2026)


EPFCF Everyday People Financial Corp EPFCF
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What is Everyday People Financial Interest Expense?

Everyday People Financial EPFCF +0.97% 10 Interest Expense is $-1.33 Mil as of Mar. 2026. GuruFocus rates EPFCF with a GF Score™ of 10/100. The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Everyday People Financial's interest expense for the three months ended in Mar. 2026 was $ -0.24 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-1.33 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Everyday People Financial's Operating Income for the three months ended in Mar. 2026 was $ -0.42 Mil. Everyday People Financial's Interest Expense for the three months ended in Mar. 2026 was $ -0.24 Mil. Everyday People Financial did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Everyday People Financial  (OTCPK:EPFCF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Everyday People Financial's Interest Expense for the three months ended in Mar. 2026 was $-0.24 Mil. Its Operating Income for the three months ended in Mar. 2026 was $-0.42 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $6.98 Mil.

Everyday People Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Everyday People Financial did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Everyday People Financial Interest Expense Historical Data

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The historical data trend for Everyday People Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everyday People Financial Interest Expense Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -0.42 0.00 -1.52 -1.75 -1.13

Everyday People Financial Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.24 -0.40 -0.38 -0.30 -0.24
EPFCF
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Everyday People Financial Corp EPFCF
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Everyday People Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.33 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-1.33 Mil mean?
Everyday People Financial (EPFCF) has a Interest Expense of $-1.33 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Everyday People Financial and its competitors.
Is Everyday People Financial's Interest Expense too high?
Everyday People Financial's current Interest Expense is $-1.33 Mil. Overall, Everyday People Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Everyday People Financial's Interest Expense compare to V and MA?
Everyday People Financial's Interest Expense of $-1.33 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Everyday People Financial and its competitors. Everyday People Financial's current Interest Expense is $-1.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everyday People Financial stock overvalued right now?
Everyday People Financial (EPFCF) has a current Interest Expense of $-1.33 Mil. The current Interest Expense is $-1.33 Mil. Everyday People Financial's overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Everyday People Financial (EPFCF), the current Interest Expense is $-1.33 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Everyday People Financial Business Description

Other Exchanges EPF:Canada
Address 11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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