EPFCF (Everyday People Financial) Total Liabilities: $36.88 Mil (As of Mar. 2026)


EPFCF Everyday People Financial Corp EPFCF
10 GF Score
Price $0.44
Valuation Possible Value Trap
! 2 Warning Signs
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What is Everyday People Financial Total Liabilities?

Everyday People Financial EPFCF +0.97% 10 Total Liabilities is $36.88 Mil as of Mar. 2026. GuruFocus rates EPFCF with a GF Score™ of 10/100 (Possible Value Trap). The stock has 2 warning signs investors should review.

Everyday People Financial's Total Liabilities for the quarter that ended in Mar. 2026 was $36.88 Mil.

Everyday People Financial's quarterly Total Liabilities declined from Sep. 2025 ($41.99 Mil) to Dec. 2025 ($34.09 Mil) but then increased from Dec. 2025 ($34.09 Mil) to Mar. 2026 ($36.88 Mil).

Everyday People Financial's annual Total Liabilities increased from Dec. 2023 ($39.98 Mil) to Dec. 2024 ($40.45 Mil) but then declined from Dec. 2024 ($40.45 Mil) to Dec. 2025 ($34.09 Mil).

Everyday People Financial Total Liabilities Historical Data

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The historical data trend for Everyday People Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everyday People Financial Total Liabilities Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 0.02 0.05 39.98 40.45 34.09

Everyday People Financial Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.68 41.64 41.99 34.09 36.88
EPFCF
10GF Score
Everyday People Financial Corp EPFCF
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Everyday People Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Everyday People Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=24.102+(7.418+4.4408920985006E-16
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+2.565+0+0)
=34.09

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=43.84-9.755
=34.09

Everyday People Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=27.422+(6.981+-2.6645352591004E-15
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+2.479+0+0)
=36.88

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=46.121-9.239
=36.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $36.88 Mil mean?
Everyday People Financial (EPFCF) has a Total Liabilities of $36.88 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Everyday People Financial and its competitors.
Is Everyday People Financial's Total Liabilities too high?
Everyday People Financial's current Total Liabilities is $36.88 Mil. Overall, Everyday People Financial has a GF Score™ of 10/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Everyday People Financial's Total Liabilities compare to V and MA?
Everyday People Financial's Total Liabilities of $36.88 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Everyday People Financial and its competitors. Everyday People Financial's current Total Liabilities is $36.88 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everyday People Financial stock overvalued right now?
Based on GuruFocus' analysis, Everyday People Financial (EPFCF) is currently considered Possible Value Trap. The current Total Liabilities is $36.88 Mil. Everyday People Financial's overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Everyday People Financial (EPFCF), the current Total Liabilities is $36.88 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Everyday People Financial Business Description

Other Exchanges EPF:Canada
Address 11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
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