EPFCF (Everyday People Financial) COGS-to-Revenue : 1.49 (As of Dec. 2024)

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What is Everyday People Financial COGS-to-Revenue?

Everyday People Financial's Cost of Goods Sold for the three months ended in Dec. 2024 was $9.18 Mil. Its Revenue for the three months ended in Dec. 2024 was $6.16 Mil.

Everyday People Financial's COGS to Revenue for the three months ended in Dec. 2024 was 1.49.

Cost of Goods Sold is directly linked to profitability of the company through Gross Margin. Everyday People Financial's Gross Margin % for the three months ended in Dec. 2024 was -48.97%.

Everyday People Financial COGS-to-Revenue Historical Data

The historical data trend for Everyday People Financial's COGS-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Everyday People Financial COGS-to-Revenue Chart

Everyday People Financial Annual Data

Trend

Jul20

Jul21

Jul22

Dec23

Dec24

COGS-to-Revenue

0.46

0.87

0.86

Everyday People Financial Quarterly Data
	Jul20	Oct20	Jan21	Apr21	Jul21	Oct21	Jan22	Apr22	Jul22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
COGS-to-Revenue	Get a 7-Day Free Trial												2.28	0.69	0.36	0.76	1.49

Everyday People Financial COGS-to-Revenue Calculation

Everyday People Financial's COGS to Revenue for the fiscal year that ended in Dec. 2024 is calculated as

COGS to Revenue	=	Cost of Goods Sold	/	Revenue
	=	34.47	/	40.097
	=	0.86

Everyday People Financial's COGS to Revenue for the quarter that ended in Dec. 2024 is calculated as

COGS to Revenue	=	Cost of Goods Sold	/	Revenue
	=	9.181	/	6.163
	=	1.49

Everyday People Financial (OTCPK:EPFCF) COGS-to-Revenue Explanation

Cost of Goods Sold is directly linked to profitability of the company through Gross Margin.

Everyday People Financial's Gross Margin % for the three months ended in Dec. 2024 is calculated as:

Gross Margin %	=	1	-	COGS to Revenue
	=	1	-	Cost of Goods Sold / Revenue
	=	1	-	9.181 / 6.163
	=	-48.97 %

A company that has a moat can usually maintain or even expand their Gross Margin. A company can increase its Gross Margin in two ways. It can increase the prices of the goods it sells and keeps its Cost of Goods Sold unchanged. Or it can keep the sales price unchanged and squeeze its suppliers to reduce the Cost of Goods Sold. Warren Buffett believes businesses with the power to raise prices have moats.

Everyday People Financial COGS-to-Revenue Related Terms

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Everyday People Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Everyday People Financial Corp (OTCPK:EPFCF) » Definitions » COGS-to-Revenue

Comparable Companies

Traded in Other Exchanges

EPF:Canada

Address

11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7

Website

https://www.everydaypeoplefinancial.com

Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.

Everyday People Financial Headlines

From GuruFocus

Everyday People Financial Reports $57 Million in Revenue for FY2024, a 51% Increase Over 2023 | EPFCF Stock News

By GuruFocus News • 04-30-2025