EPFCF (Everyday People Financial) Accumulated Depreciation: $-3.89 Mil (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EPFCF Everyday People Financial Corp EPFCF
10 GF Score
Price $0.32
GF Value $0.51
Valuation Possible Value Trap
! 2 Warning Signs
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What is Everyday People Financial Accumulated Depreciation?

Everyday People Financial EPFCF -14.22% 10 Accumulated Depreciation is $-3.89 Mil as of Jun. 2026. GuruFocus rates EPFCF with a GF Score™ of 10/100 and a GF Value™ of $0.51 (Possible Value Trap). The stock has 2 warning signs investors should review.

Note: A negative number here means the assets are depreciated. When depricates more, the absolute value gets bigger.

Everyday People Financial's quarterly accumulated depreciation increased from Dec. 2025 ($-3.67 Mil) to Mar. 2026 ($-3.82 Mil) and increased from Mar. 2026 ($-3.82 Mil) to Jun. 2026 ($-3.89 Mil).

Everyday People Financial's annual accumulated depreciation increased from Dec. 2023 ($-2.70 Mil) to Dec. 2024 ($-3.72 Mil) but then stayed the same from Dec. 2024 ($-3.72 Mil) to Dec. 2025 ($-3.67 Mil).

Everyday People Financial Accumulated Depreciation Related Terms

Everyday People Financial Accumulated Depreciation Historical Data

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The historical data trend for Everyday People Financial's Accumulated Depreciation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Everyday People Financial Accumulated Depreciation Chart

Everyday People Financial Annual Data
Trend Jul20 Jul21 Jul22 Dec23 Dec24 Dec25
Accumulated Depreciation
Get a 7-Day Free Trial 0.00 0.00 -2.70 -3.72 -3.67

Everyday People Financial Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accumulated Depreciation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.06 -3.84 -3.67 -3.82 -3.89
EPFCF
10GF Score
Everyday People Financial Corp EPFCF
Accumulated Depreciation is just one metric. See GF Score™, valuation, warning signs, and more.
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Everyday People Financial Accumulated Depreciation Calculation

The cumulative depreciation of an asset up to a single point in its life. Regardless of the method used to calculate it, the depreciation of an asset during a single period is added to the previous period's accumulated depreciation to get the current accumulated depreciation.

What does a Accumulated Depreciation of $-3.89 Mil mean?
Everyday People Financial (EPFCF) has a Accumulated Depreciation of $-3.89 Mil as of Jun. 2026. Accumulated depreciation is a contra-asset item that accounts for the decline in value of long-term assets. View historical data on Everyday People Financial and its competitors.
Is Everyday People Financial's Accumulated Depreciation too high?
Everyday People Financial's current Accumulated Depreciation is $-3.89 Mil. Overall, Everyday People Financial has a GF Score™ of 10/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Everyday People Financial's Accumulated Depreciation compare to V and MA?
Everyday People Financial's Accumulated Depreciation of $-3.89 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accumulated Depreciation for a Credit Services company?
A good Accumulated Depreciation depends on the Credit Services industry context. However, Accumulated Depreciation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accumulated Depreciation mean?
A high Accumulated Depreciation can signal that a stock is expensive relative to its fundamentals. Accumulated depreciation is a contra-asset item that accounts for the decline in value of long-term assets. View historical data on Everyday People Financial and its competitors. Everyday People Financial's current Accumulated Depreciation is $-3.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everyday People Financial stock overvalued right now?
Based on GuruFocus' analysis, Everyday People Financial (EPFCF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.51, compared to a current price of $0.32 — trading 36.7% below its estimated fair value. The current Accumulated Depreciation is $-3.89 Mil. Everyday People Financial's overall GF Score™ is 10/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accumulated Depreciation calculated?
Accumulated Depreciation is calculated from a company's financial statements. For Everyday People Financial (EPFCF), the current Accumulated Depreciation is $-3.89 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Everyday People Financial (EPFCF) Overvalued in 2026?

Based on GuruFocus' analysis, Everyday People Financial stock appears to be undervalued. The current stock price of $0.32 is trading 36.7% below its estimated GF Value™ of $0.51. GuruFocus considers Everyday People Financial to be Possible Value Trap.

Key valuation signals for EPFCF:

  • Accumulated Depreciation: $-3.89 Mil
  • GF Value™: $0.51 vs. price of $0.32 (36.7% below fair value)
  • GF Score™: 10/100 with 2 warning signs

No single metric tells the full story. See the EPFCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Everyday People Financial Business Description

Other Exchanges EPF:Canada
Address 11150 Jasper Avenue, Suite 450, Edmonton, AB, CAN, T5K 0C7
Everyday People Financial Corp is a financial services provider. Through its technology-driven ecosystem, alternative and specialty credit financing programs it offers credit and payment cards, homeownership facilitation, consumer lending, and payment management among other services. The reportable operating segments of the company are; Financial services, EP Homes facilitation services, Revenue cycle management services, and Contract receivable services. The majority of the company's revenue is derived from its Revenue cycle management services segment which provides debt collection services for corporations that have past due and default accounts. Geographically, the company generates a majority of its revenue from Canada followed by the United Kingdom and the United States of America.
10GF Score

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Accumulated Depreciation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.32
Price
$0.51
GF Value