HLFN (Home Loan Financial) Interest Expense: $-7.50 Mil (TTM As of Mar. 2026)


HLFN Home Loan Financial Corp HLFN
64 GF Score
Price $43.43
GF Value $41.45
Valuation Fairly Valued
! 5 Warning Signs
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What is Home Loan Financial Interest Expense?

Home Loan Financial HLFN 64 Interest Expense is $-7.50 Mil as of Mar. 2026. GuruFocus rates HLFN with a GF Score™ of 64/100 and a GF Value™ of $41.45 (Fairly Valued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Home Loan Financial's interest expense for the three months ended in Mar. 2026 was $ -1.88 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-7.50 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Home Loan Financial's Operating Income for the three months ended in Mar. 2026 was $ Mil. Home Loan Financial's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Home Loan Financial Interest Expense Historical Data

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The historical data trend for Home Loan Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Loan Financial Interest Expense Chart

Home Loan Financial Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.49 -1.00 -2.21 -5.66 -7.52

Home Loan Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.83 -1.85 -1.89 -1.88 -1.88
HLFN
64GF Score
Home Loan Financial Corp HLFN
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Loan Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-7.50 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-7.50 Mil mean?
Home Loan Financial (HLFN) has a Interest Expense of $-7.50 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Home Loan Financial and its competitors.
Is Home Loan Financial's Interest Expense too high?
Home Loan Financial's current Interest Expense is $-7.50 Mil. Overall, Home Loan Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home Loan Financial's Interest Expense compare to FBVI and INFT?
Home Loan Financial's Interest Expense of $-7.50 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Home Loan Financial and its competitors. Home Loan Financial's current Interest Expense is $-7.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Loan Financial stock overvalued right now?
Based on GuruFocus' analysis, Home Loan Financial (HLFN) is currently considered Fairly Valued. The stock's GF Value™ is $41.45, compared to a current price of $43.43 — trading 4.8% above its estimated fair value. The current Interest Expense is $-7.50 Mil. Home Loan Financial's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Home Loan Financial (HLFN), the current Interest Expense is $-7.50 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Loan Financial (HLFN) Overvalued in 2026?

Based on GuruFocus' analysis, Home Loan Financial stock appears to be overvalued. The current stock price of $43.43 is trading 4.8% above its estimated GF Value™ of $41.45. GuruFocus considers Home Loan Financial to be Fairly Valued.

Key valuation signals for HLFN:

  • Interest Expense: $-7.50 Mil
  • GF Value™: $41.45 vs. price of $43.43 (4.8% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the HLFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Loan Financial Business Description

Address 413 Main Street, Coshocton, OH, USA, 43812-1547
Home Loan Financial Corp is an Ohio corporation providing insurance and investment services. its main business is originating permanent first-mortgage loans on one- to four-family residential real estate in Coshocton County, Ohio, with limited lending for residential construction, multifamily and nonresidential real estate, commercial loans, and consumer credits. It invests in interest-bearing deposits, U.S. Treasury and agency securities, mortgage-backed securities and other investments. Key deposit products are checking, savings and term certificates, and key lending products are residential and nonresidential mortgage, residential construction and land, commercial and consumer loans. Revenues are generated from financial products and services in its branch areas.
64GF Score

Get the complete analysis for HLFN

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.43
Price
$41.45
GF Value