HLFN (Home Loan Financial) 14-Day RSI: 53.16 (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HLFN Home Loan Financial Corp HLFN
65 GF Score
Price $47.00
GF Value $42.37
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Home Loan Financial 14-Day RSI?

Home Loan Financial HLFN +6.58% 65 14-Day RSI is 53.16 as of Sep. 20, 2026. GuruFocus rates HLFN with a GF Score™ of 65/100 and a GF Value™ of $42.37 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,600 Banks companies, Home Loan Financial ranks worse than 60.81% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-09-20), Home Loan Financial's 14-Day RSI is 53.16.

The industry rank for Home Loan Financial's 14-Day RSI or its related term are showing as below:

HLFN's 14-Day RSI is ranked worse than
60.81% of 1600 companies
in the Banks industry
Industry Median: 49.47 vs HLFN: 53.16

Home Loan Financial  (OTCPK:HLFN) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


Home Loan Financial 14-Day RSI Related Terms


HLFN vs LSFG, BSPA, NTBP: 14-Day RSI Comparison

For the Banks - Regional subindustry, Home Loan Financial's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Loan Financial 14-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Home Loan Financial's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where Home Loan Financial's 14-Day RSI falls into.


HLFN
65GF Score
Home Loan Financial Corp HLFN
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home Loan Financial  (OTCPK:HLFN) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 53.16 mean?
Home Loan Financial (HLFN) has a 14-Day RSI of 53.16 as of Sep. 20, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Home Loan Financial and its competitors. According to the industry distribution chart, Home Loan Financial ranks #973 out of 1600 companies in the Banks industry, placing it in the top 60.8%.
Is Home Loan Financial's 14-Day RSI too high?
Home Loan Financial's current 14-Day RSI is 53.16. The Banks industry median 14-Day RSI is 49.47. Home Loan Financial's value of 53.16 is 7.5% above this industry median. Based on the distribution chart, Home Loan Financial ranks #973 out of 1600 companies in the Banks industry, which is below the industry midpoint. Overall, Home Loan Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Loan Financial's 14-Day RSI compare to LSFG and BSPA?
According to the Banks industry distribution chart, Home Loan Financial ranks #973 out of 1600 companies for 14-Day RSI. This places Home Loan Financial in the lower half of its industry. The industry median 14-Day RSI is 49.47. Home Loan Financial's value of 53.16 is 7.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 49.47, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Loan Financial's current 14-Day RSI of 53.16 is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Home Loan Financial and its competitors. For the Banks industry, the median 14-Day RSI is 49.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Loan Financial's current 14-Day RSI is 53.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Loan Financial stock overvalued right now?
Based on GuruFocus' analysis, Home Loan Financial (HLFN) is currently considered Modestly Overvalued. The stock's GF Value™ is $42.37, compared to a current price of $47.00 — trading 10.9% above its estimated fair value. The current 14-Day RSI is 53.16 and 7.5% above the Banks industry median of 49.47. Home Loan Financial's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Home Loan Financial (HLFN), the current 14-Day RSI is 53.16 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Loan Financial (HLFN) Overvalued in 2026?

Based on GuruFocus' analysis, Home Loan Financial stock appears to be overvalued. The current stock price of $47.00 is trading 10.9% above its estimated GF Value™ of $42.37. GuruFocus considers Home Loan Financial to be Modestly Overvalued.

Key valuation signals for HLFN:

  • 14-Day RSI: 53.16
  • GF Value™: $42.37 vs. price of $47.00 (10.9% above fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 7.5% above the Banks median (#973 of 1600)

No single metric tells the full story. See the HLFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Loan Financial Business Description

Address 413 Main Street, Coshocton, OH, USA, 43812-1547
Home Loan Financial Corp is an Ohio corporation providing insurance and investment services. its main business is originating permanent first-mortgage loans on one- to four-family residential real estate in Coshocton County, Ohio, with limited lending for residential construction, multifamily and nonresidential real estate, commercial loans, and consumer credits. It invests in interest-bearing deposits, U.S. Treasury and agency securities, mortgage-backed securities and other investments. Key deposit products are checking, savings and term certificates, and key lending products are residential and nonresidential mortgage, residential construction and land, commercial and consumer loans. Revenues are generated from financial products and services in its branch areas.
65GF Score

Get the complete analysis for HLFN

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.00
Price
$42.37
GF Value