Home Loan FinancialHLFN 68 Dividend Yield % is 2.53% as of Jun. 24, 2026, which is 25% below its 10-year median of 3.36. GuruFocus rates HLFN with a GF Score™ of 68/100 and a GF Value™ of $41.32 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, Home Loan Financial ranks worse than 62.22% on this metric.
As of today (2026-06-24), the Trailing Annual Dividend Yield of Home Loan Financial is 2.53%.
Warning Sign:
Home Loan Financial Corp stock Dividend Yield % is close to 5-year low.
The historical rank and industry rank for Home Loan Financial's Dividend Yield % or its related term are showing as below:
HLFN'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.75 Med: 3.36 Max: 4.01
Current: 2.53
During the past 13 years, the highest Dividend Yield of Home Loan Financial was 4.01%. The lowest was 0.75%. And the median was 3.36%.
HLFN's Dividend Yield % is ranked worse than 62.22% of 1252
companies
in the Banks industry
Industry Median: 3.04
vs HLFN: 2.53
During the past 12 months, Home Loan Financial's average Dividends Per Share Growth Rate was 0.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 0.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.20% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Home Loan Financial was 28.80% per year. The lowest was 0.00% per year. And the median was 10.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Home Loan Financial (OTCPK:HLFN) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Home Loan Financial Dividend Yield % Related Terms
Home Loan Financial Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Home Loan Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HLFN vs CBWA, ASRV, INFT: Dividend Yield % Comparison
For the Banks - Regional subindustry, Home Loan Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Loan Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Home Loan Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Home Loan Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Home Loan Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.275000
2026-04-24
2026-04-24
2026-05-08
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.275000
2026-01-30
2026-01-30
2026-02-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.275000
2025-10-31
2025-10-31
2025-11-14
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.275000
2025-07-25
2025-07-25
2025-08-08
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Home Loan Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home Loan Financial (HLFN) has a Dividend Yield % of 2.53% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Home Loan Financial and its competitors. This is 25% below median its historical median of 3.36. Over the past decade, Home Loan Financial's Dividend Yield % has ranged from 0.75 to 4.01. According to the industry distribution chart, Home Loan Financial ranks #779 out of 1252 companies in the Banks industry, placing it in the top 62.2%.
Is Home Loan Financial's Dividend Yield % too high?
Home Loan Financial's current Dividend Yield % of 2.53% is 25% below median its 10-year median of 3.36. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 4.01. The Banks industry median Dividend Yield % is 3.04. Home Loan Financial's value of 2.53% is 16.8% below this industry median. Based on the distribution chart, Home Loan Financial ranks #779 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Home Loan Financial has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home Loan Financial's Dividend Yield % compare to CBWA and ASRV?
According to the Banks industry distribution chart, Home Loan Financial ranks #779 out of 1252 companies for Dividend Yield %. This places Home Loan Financial in the lower half of its industry. The industry median Dividend Yield % is 3.04. Home Loan Financial's value of 2.53% is 16.8% below this benchmark. Historically, Home Loan Financial's own Dividend Yield % has ranged from 0.75 to 4.01 over the past decade. While the company's 10-year median is 3.36 vs. the industry median of 3.04, Home Loan Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Loan Financial's current Dividend Yield % of 2.53% is 16.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Home Loan Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Loan Financial's current Dividend Yield % is 2.53%, which is 25% below median its own 10-year median of 3.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Loan Financial stock overvalued right now?
Based on GuruFocus' analysis, Home Loan Financial (HLFN) is currently considered Fairly Valued. The stock's GF Value™ is $41.32, compared to a current price of $43.43 — trading 5.1% above its estimated fair value. The current Dividend Yield % is 2.53%, which is 25% below median its 10-year median of 3.36 and 16.8% below the Banks industry median of 3.04. Home Loan Financial's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Home Loan Financial (HLFN), the current Dividend Yield % is 2.53% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home Loan Financial (HLFN) Overvalued in 2026?
Based on GuruFocus' analysis, Home Loan Financial stock appears to be overvalued.
The current stock price of $43.43 is trading 5.1% above its estimated GF Value™ of $41.32.
GuruFocus considers Home Loan Financial to be Fairly Valued.
Key valuation signals for HLFN:
Dividend Yield %: 2.53% (25% below median its 10-year median of 3.36)
GF Value™: $41.32 vs. price of $43.43 (5.1% above fair value)
Industry Position: 16.8% below the Banks median (#779 of 1252)
No single metric tells the full story. See the HLFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Loan Financial Corp is an Ohio corporation providing insurance and investment services. its main business is originating permanent first-mortgage loans on one- to four-family residential real estate in Coshocton County, Ohio, with limited lending for residential construction, multifamily and nonresidential real estate, commercial loans, and consumer credits. It invests in interest-bearing deposits, U.S. Treasury and agency securities, mortgage-backed securities and other investments. Key deposit products are checking, savings and term certificates, and key lending products are residential and nonresidential mortgage, residential construction and land, commercial and consumer loans. Revenues are generated from financial products and services in its branch areas.
68GF Score
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