HLFN (Home Loan Financial) Total Debt per Share: $14.09 (As of Mar. 2026)

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HLFN Home Loan Financial Corp HLFN
69 GF Score
Price $42.01
GF Value $42.04
Valuation Fairly Valued
! 5 Warning Signs
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What is Home Loan Financial Total Debt per Share?

Home Loan Financial HLFN 69 Total Debt per Share is $14.09 as of Mar. 2026. GuruFocus rates HLFN with a GF Score™ of 69/100 and a GF Value™ of $42.04 (Fairly Valued). The stock has 5 warning signs investors should review.

$14.09 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Home Loan Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 was $14.09.

Home Loan Financial Total Debt per Share Historical Data

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The historical data trend for Home Loan Financial's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Loan Financial Total Debt per Share Chart

Home Loan Financial Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.40 3.04 22.87 30.49 21.33

Home Loan Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.03 21.33 21.42 15.47 14.09
HLFN
69GF Score
Home Loan Financial Corp HLFN
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Loan Financial Total Debt per Share Calculation

Home Loan Financial's Total Debt Per Share for the fiscal year that ended in Jun. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(30.00+0.00)/1.41
=21.32

Home Loan Financial's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(19.85+0.00)/1.41
=14.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $14.09 mean?
Home Loan Financial (HLFN) has a Total Debt per Share of $14.09 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Home Loan Financial and its competitors.
Is Home Loan Financial's Total Debt per Share too high?
Home Loan Financial's current Total Debt per Share is $14.09. Overall, Home Loan Financial has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home Loan Financial's Total Debt per Share compare to RWCB and CEFC?
Home Loan Financial's Total Debt per Share of $14.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Home Loan Financial and its competitors. Home Loan Financial's current Total Debt per Share is $14.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Loan Financial stock overvalued right now?
Based on GuruFocus' analysis, Home Loan Financial (HLFN) is currently considered Fairly Valued. The stock's GF Value™ is $42.04, compared to a current price of $42.01 — trading 0.1% below its estimated fair value. The current Total Debt per Share is $14.09. Home Loan Financial's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Home Loan Financial (HLFN), the current Total Debt per Share is $14.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Loan Financial (HLFN) Overvalued in 2026?

Based on GuruFocus' analysis, Home Loan Financial stock appears to be undervalued. The current stock price of $42.01 is trading 0.1% below its estimated GF Value™ of $42.04. GuruFocus considers Home Loan Financial to be Fairly Valued.

Key valuation signals for HLFN:

  • Total Debt per Share: $14.09
  • GF Value™: $42.04 vs. price of $42.01 (0.1% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the HLFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Loan Financial Business Description

Address 413 Main Street, Coshocton, OH, USA, 43812-1547
Home Loan Financial Corp is an Ohio corporation providing insurance and investment services. its main business is originating permanent first-mortgage loans on one- to four-family residential real estate in Coshocton County, Ohio, with limited lending for residential construction, multifamily and nonresidential real estate, commercial loans, and consumer credits. It invests in interest-bearing deposits, U.S. Treasury and agency securities, mortgage-backed securities and other investments. Key deposit products are checking, savings and term certificates, and key lending products are residential and nonresidential mortgage, residential construction and land, commercial and consumer loans. Revenues are generated from financial products and services in its branch areas.
69GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.01
Price
$42.04
GF Value