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HLFN (Home Loan Financial) Net Margin % : 39.97% (As of Sep. 2024)


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What is Home Loan Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Home Loan Financial's Net Income for the three months ended in Sep. 2024 was $1.70 Mil. Home Loan Financial's Revenue for the three months ended in Sep. 2024 was $4.25 Mil. Therefore, Home Loan Financial's net margin for the quarter that ended in Sep. 2024 was 39.97%.

The historical rank and industry rank for Home Loan Financial's Net Margin % or its related term are showing as below:

HLFN' s Net Margin % Range Over the Past 10 Years
Min: 11.52   Med: 34.03   Max: 37.97
Current: 37.76


HLFN's Net Margin % is ranked better than
81.42% of 1534 companies
in the Banks industry
Industry Median: 24.43 vs HLFN: 37.76

Home Loan Financial Net Margin % Historical Data

The historical data trend for Home Loan Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Home Loan Financial Net Margin % Chart

Home Loan Financial Annual Data
Trend Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.67 34.39 36.23 37.97 36.42

Home Loan Financial Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.20 34.91 34.99 38.00 39.97

Competitive Comparison of Home Loan Financial's Net Margin %

For the Banks - Regional subindustry, Home Loan Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Loan Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Home Loan Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Home Loan Financial's Net Margin % falls into.



Home Loan Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Home Loan Financial's Net Margin for the fiscal year that ended in Jun. 2024 is calculated as

Net Margin=Net Income (A: Jun. 2024 )/Revenue (A: Jun. 2024 )
=5.478/15.042
=36.42 %

Home Loan Financial's Net Margin for the quarter that ended in Sep. 2024 is calculated as

Net Margin=Net Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=1.697/4.246
=39.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Home Loan Financial  (OTCPK:HLFN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Home Loan Financial Net Margin % Related Terms

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Home Loan Financial Business Description

Traded in Other Exchanges
N/A
Address
413 Main Street, Coshocton, OH, USA, 43812-1547
Home Loan Financial Corp is engaged in providing banking and financial services. It offers lending, savings and checking account options, IRAs, CDs, health savings and money market accounts. Further, it also offers a wide array of investment services through The Home Loan Financial Services. Geographically, the Group operates through the region United States.

Home Loan Financial Headlines

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