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HLFN (Home Loan Financial) PS Ratio : 3.77 (As of Dec. 13, 2024)


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What is Home Loan Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Home Loan Financial's share price is $32.17. Home Loan Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $8.53. Hence, Home Loan Financial's PS Ratio for today is 3.77.

Warning Sign:

Home Loan Financial Corp stock PS Ratio (=3.77) is close to 2-year high of 3.87

The historical rank and industry rank for Home Loan Financial's PS Ratio or its related term are showing as below:

HLFN' s PS Ratio Range Over the Past 10 Years
Min: 2.81   Med: 3.85   Max: 18.45
Current: 3.77

During the past 13 years, Home Loan Financial's highest PS Ratio was 18.45. The lowest was 2.81. And the median was 3.85.

HLFN's PS Ratio is ranked worse than
72.94% of 1526 companies
in the Banks industry
Industry Median: 2.62 vs HLFN: 3.77

Home Loan Financial's Revenue per Sharefor the three months ended in Sep. 2024 was $3.03. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $8.53.

Good Sign:

Home Loan Financial Corp has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Home Loan Financial was 13.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 10.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.40% per year. During the past 10 years, the average Revenue per Share Growth Rate was 11.40% per year.

During the past 13 years, Home Loan Financial's highest 3-Year average Revenue per Share Growth Rate was 198.80% per year. The lowest was -0.80% per year. And the median was 13.90% per year.

Back to Basics: PS Ratio


Home Loan Financial PS Ratio Historical Data

The historical data trend for Home Loan Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Home Loan Financial PS Ratio Chart

Home Loan Financial Annual Data
Trend Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.90 4.07 4.09 2.95 2.66

Home Loan Financial Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.95 3.16 3.64 2.66 3.52

Competitive Comparison of Home Loan Financial's PS Ratio

For the Banks - Regional subindustry, Home Loan Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Loan Financial's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Home Loan Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Home Loan Financial's PS Ratio falls into.



Home Loan Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Home Loan Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=32.17/8.525
=3.77

Home Loan Financial's Share Price of today is $32.17.
Home Loan Financial's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.53.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Home Loan Financial  (OTCPK:HLFN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Home Loan Financial PS Ratio Related Terms

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Home Loan Financial Business Description

Traded in Other Exchanges
N/A
Address
413 Main Street, Coshocton, OH, USA, 43812-1547
Home Loan Financial Corp is engaged in providing banking and financial services. It offers lending, savings and checking account options, IRAs, CDs, health savings and money market accounts. Further, it also offers a wide array of investment services through The Home Loan Financial Services. Geographically, the Group operates through the region United States.

Home Loan Financial Headlines

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