GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Mill City Ventures III Ltd (NAS:MCVT) » Definitions » Intrinsic Value: Projected FCF

MCVT (Mill City Ventures III) Intrinsic Value: Projected FCF : $2.29 (As of Jun. 20, 2025)


View and export this data going back to 2009. Start your Free Trial

What is Mill City Ventures III Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-06-20), Mill City Ventures III's Intrinsic Value: Projected FCF is $2.29. The stock price of Mill City Ventures III is $1.90. Therefore, Mill City Ventures III's Price-to-Intrinsic-Value-Projected-FCF of today is 0.8.

The historical rank and industry rank for Mill City Ventures III's Intrinsic Value: Projected FCF or its related term are showing as below:

MCVT' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.62   Med: 1.76   Max: 15
Current: 0.83

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Mill City Ventures III was 15.00. The lowest was 0.62. And the median was 1.76.

MCVT's Price-to-Projected-FCF is ranked worse than
54.13% of 303 companies
in the Credit Services industry
Industry Median: 0.72 vs MCVT: 0.83

Mill City Ventures III Intrinsic Value: Projected FCF Historical Data

The historical data trend for Mill City Ventures III's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mill City Ventures III Intrinsic Value: Projected FCF Chart

Mill City Ventures III Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.35 2.96 1.75 1.35 3.13

Mill City Ventures III Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.45 2.74 2.41 3.13 2.29

Competitive Comparison of Mill City Ventures III's Intrinsic Value: Projected FCF

For the Credit Services subindustry, Mill City Ventures III's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mill City Ventures III's Price-to-Projected-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Mill City Ventures III's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Mill City Ventures III's Price-to-Projected-FCF falls into.


;
;

Mill City Ventures III Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Mill City Ventures III's Free Cash Flow(6 year avg) = $-0.11.

Mill City Ventures III's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar25)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*-0.11472+19.579*0.8)/6.372
=2.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mill City Ventures III  (NAS:MCVT) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Mill City Ventures III's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=1.90/2.286727128831
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mill City Ventures III Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Mill City Ventures III's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Mill City Ventures III Business Description

Traded in Other Exchanges
N/A
Address
1907 Wayzata Boulevard, Suite 205, Wayzata, MN, USA, 55391
Mill City Ventures III Ltd is a non-bank lender and specialty finance company. The company is engaged in the business of providing short-term specialty finance solutions to private businesses, micro-and small-cap public companies, and high-net-worth individuals. The principal specialty finance solutions that the group provides are high-interest short-term lending arrangements. Typically, these lending arrangements involve obtaining collateral as security for the borrower's repayment of funds, or personal guarantees from the principals or affiliates of the borrower.
Executives
Laurence S Zipkin director 701 XENIA AVE S., SUITE 130, MINNEAPOLIS MN 55416
Douglas Michael Polinsky director, officer: Chief Executive Officer 130 LAKE ST. WEST, WAYZATA MN 55391
Geraci Joseph Anthony Ii director, 10 percent owner, officer: Chief Financial Officer 900 IDS CENTER, 80 S. EIGHT STREET, MINNEAPOLOS MN 55402
Lyle Berman director 10275 WAYZATA BOULEVARD, SUITE 100, MINNETONKA MN 55305
Howard P Liszt director 5929 BAKER ROAD, SUITE 475, MINNETONKA MN 55345
Neal Linnihan 10 percent owner 8154 INGBERG CIRCLE, STILLWATER MN 55082
Scott Zbikowski 10 percent owner 109 SW 50TH STREET, CAPE CORAL FL 33914
Chris Larson director 701 NORTH THIRD STREET, MINNEAPOLIS MN 55401
Joseph D Hammer director 150 CENTRAL PARK SOUTH, 2ND FLOOR, NEW YORK NY 10019
Amit Sela 10 percent owner 13564 WESTERNESSE ROAD, MINNETONKA MN 55305